Top Jessenland, MN Mortgage Lenders

RankJessenland Mortgage LenderJessenland Home Loans ProcessedJessenland Home Loans ApprovedJessenland Home Loans DeniedJessenland Mortgage Median Loan to Income Ratio (LTR) for Approved LoansJessenland Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 282 66%20%
  • 213%
  • (145,000 Loan / $68,000 Income)
  • 232%
  • (123,000 Loan / $53,000 Income)
2Jpmorgan Chase Bank 82 79%20%
  • 229%
  • (133,000 / $58,000)
  • 235%
  • (381,000 / $162,000)
3Countrywide Bank Fsb 72 72%20%
  • 222%
  • (160,000 / $72,000)
  • 364%
  • (197,000 / $54,000)
4Cornerstone State Bank 67 97%2%
  • 192%
  • (150,000 / $78,000)
  • 187%
  • (189,000 / $101,000)
5Kleinbank 58 77%8%
  • 172%
  • (76,000 / $44,000)
  • 125%
  • (84,000 / $67,000)
6Us Bank 54 75%14%
  • 246%
  • (123,000 / $50,000)
  • 347%
  • (316,000 / $91,000)
7Agstar Financial Services 54 85%5%
  • 266%
  • (157,000 / $59,000)
  • 434%
  • (630,000 / $145,000)
8Citimortgage 51 74%11%
  • 312%
  • (338,000 / $108,000)
  • 231%
  • (206,000 / $89,000)
9Countrywide Home Loans 46 84%13%
  • 265%
  • (321,000 / $121,000)
  • 307%
  • (169,000 / $55,000)
10Bank Of America 41 65%17%
  • 251%
  • (166,000 / $66,000)
  • 275%
  • (168,000 / $61,000)
11Citibank 38 73%18%
  • 176%
  • (122,000 / $69,000)
  • 81%
  • (65,000 / $80,000)
12Beneficial Company Llc 36 5%83%
  • 165%
  • (199,000 / $120,000)
  • 245%
  • (135,000 / $55,000)
13Mortgage Guaranty Insurance Co 33 81%3%
  • 271%
  • (125,000 / $46,000)
  • 404%
  • (89,000 / $22,000)
14Hfc Company Llc 31 3%87%
  • 346%
  • (135,000 / $39,000)
  • 236%
  • (90,000 / $38,000)
15Wells Fargo Fin'l Minnesota 30 16%33%
  • 283%
  • (136,000 / $48,000)
  • 281%
  • (138,000 / $49,000)
16Hometown Bank 30 76%10%
  • 104%
  • (125,000 / $120,000)
  • 290%
  • (160,000 / $55,000)
17Wells Fargo Funding 24 100%0% 0 0
18United Guaranty Corporation 24 91%8%
  • 246%
  • (123,000 / $50,000)
  • 346%
  • (315,000 / $91,000)
19Genworth Mortgage Insurance Co 22 63%22%
  • 237%
  • (128,000 / $54,000)
  • 307%
  • (126,000 / $41,000)
20Affinity Plus Federal Credit U 22 68%4%
  • 52%
  • (30,000 / $57,000)
  • 48%
  • (21,000 / $43,000)

Jessenland, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,946
  2. Loan Applications Denied: 428
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 1,221
  5. % of Loan Applications Originated 62

Jessenland, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Credit history10
Debt-to-income ratio9
Credit application incomplete3
Unverifiable information1

Jessenland, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000590 6521
$100,000 - $300,0001,193 6220
$300,000 - $500,000149 5531
$500,000 - $1,000,00014 2157

Jessenland, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,603 6222
$100,000 - $300,000335 6321
$300,000 - $500,0004 7525
$500,000 - $1,000,0002 00
$1,000,000 - $1,500,0002 500

Loan to Income Ratios Research for Mortgage in Jessenland, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6268 20
30 - 60%9961 24
60 - 100%15063 18
100 - 200%46265 18
200 - 300%57966 19
300 - 400%32656 24
> 400%26851 32

Jessenland, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,870 6222
Not Owner-Occupied As A Principal Dwelling66 7515
Not Applicable5 4040

Home Owner Property Type Statistics in Jessenland, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,801 6122
One To Four-Family120 826
Manufactured Housing25 5636
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