Top Jeffers, MN Mortgage Lenders

RankJeffers Mortgage LenderJeffers Home Loans ProcessedJeffers Home Loans ApprovedJeffers Home Loans DeniedJeffers Mortgage Median Loan to Income Ratio (LTR) for Approved LoansJeffers Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,243 64%13%
  • 206%
  • (180,000 Loan / $87,000 Income)
  • 183%
  • (136,000 Loan / $74,000 Income)
2Countrywide Bank Fsb 247 70%19%
  • 197%
  • (192,000 / $97,000)
  • 243%
  • (608,000 / $250,000)
3Citimortgage 232 76%9%
  • 177%
  • (266,000 / $150,000)
  • 278%
  • (64,000 / $23,000)
4Jpmorgan Chase Bank 210 81%15%
  • 221%
  • (341,000 / $154,000)
  • 238%
  • (141,000 / $59,000)
5Affinity Plus Federal Credit U 189 67%3%
  • 96%
  • (58,000 / $60,000)
  • 380%
  • (95,000 / $25,000)
6Countrywide Home Loans 158 82%13%
  • 218%
  • (218,000 / $100,000)
  • 268%
  • (102,000 / $38,000)
7Bank Of America 158 76%13%
  • 208%
  • (181,000 / $87,000)
  • 253%
  • (231,000 / $91,000)
8Beneficial Company Llc 152 7%76%
  • 175%
  • (151,000 / $86,000)
  • 219%
  • (158,000 / $72,000)
9Genworth Mortgage Insurance Co 150 64%2%
  • 229%
  • (94,000 / $41,000)
  • 221%
  • (162,000 / $73,000)
10Mortgage Guaranty Insurance Co 149 70%6%
  • 237%
  • (275,000 / $116,000)
  • 196%
  • (165,000 / $84,000)
11Us Bank 145 77%13%
  • 217%
  • (187,000 / $86,000)
  • 280%
  • (317,000 / $113,000)
12Wells Fargo Funding 136 99%0%
  • 370%
  • (152,000 / $41,000)
  • 228%
  • (174,000 / $76,000)
13Woodlands National Bank 113 35%40%
  • 174%
  • (180,000 / $103,000)
  • 242%
  • (119,000 / $49,000)
14Us Bank North Dakota 101 34%41%
  • 81%
  • (31,000 / $38,000)
  • 131%
  • (105,000 / $80,000)
15United Guaranty Corporation 97 84%4%
  • 249%
  • (137,000 / $55,000)
  • 195%
  • (178,000 / $91,000)
16Citibank 92 77%16%
  • 63%
  • (65,000 / $103,000)
  • 67%
  • (35,000 / $52,000)
17Citifinancial Services Inc 83 37%34%
  • 172%
  • (31,000 / $18,000)
  • 140%
  • (122,000 / $87,000)
18Wells Fargo Fin'l Minnesota 74 22%48%
  • 274%
  • (203,000 / $74,000)
  • 171%
  • (171,000 / $100,000)
19Dhi Mortgage Company Limited 71 78%8%
  • 263%
  • (158,000 / $60,000)
  • 345%
  • (207,000 / $60,000)
20Radian Guaranty 65 89%0%
  • 245%
  • (162,000 / $66,000)
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Jeffers, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 6,976
  2. Loan Applications Denied: 1,226
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 4,466
  5. % of Loan Applications Originated 64

Jeffers, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history9
Debt-to-income ratio6
Credit application incomplete2
Unverifiable information1

Jeffers, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,644 6119
$100,000 - $300,0003,881 6516
$300,000 - $500,000408 5818
$500,000 - $1,000,00043 5716

Jeffers, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,668 6218
$100,000 - $300,0001,193 6813
$300,000 - $500,00066 7210
$500,000 - $1,000,00037 808
$1,000,000 - $1,500,0009 6611
$1,500,000 - $2,000,0001 1000
> $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Jeffers, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%32268 17
30 - 60%46361 20
60 - 100%57157 21
100 - 200%1,96767 15
200 - 300%1,88866 14
300 - 400%1,06962 16
> 400%69651 28

Jeffers, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,346 6317
Not Owner-Occupied As A Principal Dwelling578 7215
Not Applicable8 620

Home Owner Property Type Statistics in Jeffers, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,201 6318
One To Four-Family609 762
Manufactured Housing166 4937
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