Top Irving, MN Mortgage Lenders

RankIrving Mortgage LenderIrving Home Loans ProcessedIrving Home Loans ApprovedIrving Home Loans DeniedIrving Mortgage Median Loan to Income Ratio (LTR) for Approved LoansIrving Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 271 72%11%
  • 192%
  • (210,000 Loan / $109,000 Income)
  • 287%
  • (334,000 Loan / $116,000 Income)
2Jpmorgan Chase Bank 88 82%12%
  • 233%
  • (168,000 / $72,000)
  • 236%
  • (170,000 / $72,000)
3Phh Mortgage Corporation 57 87%3%
  • 209%
  • (178,000 / $85,000)
  • 308%
  • (219,000 / $71,000)
4Citimortgage 55 85%7%
  • 329%
  • (178,000 / $54,000)
  • 410%
  • (230,000 / $56,000)
5Us Bank 44 77%15%
  • 171%
  • (185,000 / $108,000)
  • 190%
  • (95,000 / $50,000)
6Bremer Bank Na (Willmar) 38 94%5%
  • 204%
  • (127,000 / $62,000)
  • 112%
  • (80,000 / $71,000)
7Genworth Mortgage Insurance Co 34 50%5%
  • 247%
  • (114,000 / $46,000)
  • 268%
  • (78,000 / $29,000)
8Central Minnesota Cu 34 82%2%
  • 128%
  • (114,000 / $89,000)
  • 423%
  • (55,000 / $13,000)
9Central Mn Cu 31 29%29%
  • 244%
  • (205,000 / $84,000)
  • 235%
  • (120,000 / $51,000)
10Countrywide Bank Fsb 29 79%10%
  • 241%
  • (186,000 / $77,000)
  • 341%
  • (133,000 / $39,000)
11Affinity Plus Federal Credit U 28 85%7%
  • 86%
  • (62,000 / $72,000)
  • 70%
  • (38,000 / $54,000)
12North American State Bank 26 50%23%
  • 118%
  • (77,000 / $65,000)
  • 155%
  • (45,000 / $29,000)
13Bank Of America 26 69%23%
  • 225%
  • (135,000 / $60,000)
  • 346%
  • (142,000 / $41,000)
14Merchants Bank 25 100%0%
  • 211%
  • (89,000 / $42,000)
0
15Midcountry Bank 24 87%8%
  • 293%
  • (211,000 / $72,000)
  • 522%
  • (141,000 / $27,000)
16Countrywide Home Loans 24 83%8%
  • 326%
  • (255,000 / $78,000)
  • 360%
  • (173,000 / $48,000)
17United Prairie Bank 23 86%8%
  • 166%
  • (120,000 / $72,000)
  • 240%
  • (72,000 / $30,000)
18Beneficial Company Llc 23 8%65%
  • 273%
  • (235,000 / $86,000)
  • 217%
  • (135,000 / $62,000)
19Wells Fargo Funding 21 100%0%
  • 396%
  • (210,000 / $53,000)
0
20Citibank 21 80%14%
  • 88%
  • (99,000 / $112,000)
  • 109%
  • (60,000 / $55,000)

Irving, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,438
  2. Loan Applications Denied: 203
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 1,004
  5. % of Loan Applications Originated 69

Irving, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Debt-to-income ratio9
Credit history9
Credit application incomplete3
Unverifiable information1

Irving, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000373 6317
$100,000 - $300,000938 7113
$300,000 - $500,000115 6913
$500,000 - $1,000,00011 819
$1,000,000 - $1,500,0001 1000

Irving, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,021 6615
$100,000 - $300,000370 7410
$300,000 - $500,00028 883
$500,000 - $1,000,00016 6818
$1,000,000 - $1,500,0003 1000

Loan to Income Ratios Research for Mortgage in Irving, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4862 22
30 - 60%6861 17
60 - 100%15882 8
100 - 200%41473 12
200 - 300%38167 11
300 - 400%22264 15
> 400%14758 26

Irving, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,162 6815
Not Owner-Occupied As A Principal Dwelling261 779
Not Applicable3 330

Home Owner Property Type Statistics in Irving, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,305 7014
One To Four-Family75 744
Manufactured Housing58 5027
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