Top Inger, MN Mortgage Lenders

RankInger Mortgage LenderInger Home Loans ProcessedInger Home Loans ApprovedInger Home Loans DeniedInger Mortgage Median Loan to Income Ratio (LTR) for Approved LoansInger Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 60 60%21%
  • 180%
  • (90,000 Loan / $50,000 Income)
  • 94%
  • (89,000 Loan / $94,000 Income)
2Affinity Plus Federal Credit U 25 72%4%
  • 181%
  • (230,000 / $127,000)
  • 86%
  • (25,000 / $29,000)
3Us Bank 17 64%35%
  • 147%
  • (140,000 / $95,000)
  • 346%
  • (173,000 / $50,000)
4Jpmorgan Chase Bank 17 64%23%
  • 171%
  • (115,000 / $67,000)
  • 215%
  • (125,000 / $58,000)
5Members Cooperative Credit Uni 14 35%42%
  • 139%
  • (121,000 / $87,000)
  • 222%
  • (200,000 / $90,000)
6State Bank & Trust 13 69%23%
  • 236%
  • (78,000 / $33,000)
  • 105%
  • (104,000 / $99,000)
7Midwest Bank 12 91%8%
  • 162%
  • (86,000 / $53,000)
  • 176%
  • (125,000 / $71,000)
8Woodlands National Bank 11 18%72%
  • 340%
  • (218,000 / $64,000)
  • 147%
  • (25,000 / $17,000)
9Us Bk Na Nd 11 36%54%
  • 122%
  • (65,000 / $53,000)
  • 54%
  • (99,000 / $181,000)
10Northview Bank 11 63%18%
  • 238%
  • (86,000 / $36,000)
  • 125%
  • (100,000 / $80,000)
11Bremer Bank Na (Fargo) 10 70%10%
  • 222%
  • (127,000 / $57,000)
  • 270%
  • (100,000 / $37,000)
12Gate City Bank 8 100%0%
  • 88%
  • (120,000 / $136,000)
0
13Consumer Loan Services Llc 8 50%50%
  • 324%
  • (107,000 / $33,000)
  • 263%
  • (100,000 / $38,000)
14Citibank 8 50%37%
  • 283%
  • (51,000 / $18,000)
  • 536%
  • (134,000 / $25,000)
15North Shore Bank Of Commerce 6 100%0%
  • 207%
  • (137,000 / $66,000)
0
16Bank Of America 6 66%33%
  • 143%
  • (86,000 / $60,000)
  • 283%
  • (207,000 / $73,000)
17Northwoods Bank Of Minnesota 5 100%0%
  • 82%
  • (180,000 / $219,000)
0
18Mortgage Guaranty Insurance Co 5 60%20%
  • 223%
  • (141,000 / $63,000)
  • 77%
  • (186,000 / $241,000)
19Frandsen Bank & Trust 5 100%0%
  • 64%
  • (250,000 / $390,000)
0
20Northwoods Credit Union 4 100%0%
  • 188%
  • (85,000 / $45,000)
0

Inger, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 375
  2. Loan Applications Denied: 92
  3. % of Loan Applications Denied: 24
  4. # of Loan Originations: 230
  5. % of Loan Applications Originated 61

Inger, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral23
Credit history22
Debt-to-income ratio9
Credit application incomplete6
Unverifiable information1

Inger, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000115 5829
$100,000 - $300,000232 6421
$300,000 - $500,00028 4232

Inger, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000258 5826
$100,000 - $300,000106 6420
$300,000 - $500,0008 8712
$500,000 - $1,000,0001 1000
$1,000,000 - $1,500,0001 00
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Inger, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1757 29
30 - 60%2548 48
60 - 100%5165 19
100 - 200%11365 19
200 - 300%9863 22
300 - 400%5359 22
> 400%1827 50

Inger, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling268 5925
Not Owner-Occupied As A Principal Dwelling103 6623

Home Owner Property Type Statistics in Inger, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)345 6024
Manufactured Housing17 7029
One To Four-Family13 6115
More Inger, MN Mortgage Research: