Top Huntly, MN Mortgage Lenders

RankHuntly Mortgage LenderHuntly Home Loans ProcessedHuntly Home Loans ApprovedHuntly Home Loans DeniedHuntly Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHuntly Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 93 55%29%
  • 130%
  • (72,000 Loan / $55,000 Income)
  • 78%
  • (15,000 Loan / $19,000 Income)
2Citifinancial Services Inc 25 52%36%
  • 169%
  • (105,000 / $62,000)
  • 182%
  • (75,000 / $41,000)
3Jpmorgan Chase Bank 20 80%20%
  • 183%
  • (97,000 / $53,000)
  • 312%
  • (147,000 / $47,000)
4Countrywide Bank Fsb 18 50%38%
  • 250%
  • (65,000 / $26,000)
  • 335%
  • (104,000 / $31,000)
5Genworth Mortgage Insurance Co 15 33%0%
  • 151%
  • (41,000 / $27,000)
0
6National City Bank 14 71%0%
  • 213%
  • (79,000 / $37,000)
0
7Citimortgage 12 58%8%
  • 228%
  • (57,000 / $25,000)
  • 285%
  • (57,000 / $20,000)
8Wealthbridge Mortgage Corp. 11 81%0%
  • 213%
  • (94,000 / $44,000)
0
9Bremer Bank Na (Grand Forks) 11 90%0%
  • 162%
  • (83,000 / $51,000)
0
10Wells Fargo Fin'l Minnesota 9 0%44% 0
  • 38%
  • (18,000 / $47,000)
11Wells Fargo Funding 8 100%0% 0 0
12Mortgage Guaranty Insurance Co 8 62%0%
  • 171%
  • (91,000 / $53,000)
0
13Embrace Home Loans, 8 0%25% 0
  • 450%
  • (135,000 / $30,000)
14Countrywide Home Loans 8 75%12%
  • 432%
  • (121,000 / $28,000)
  • 21%
  • (29,000 / $135,000)
15C.U. Mortgage Services, 8 62%12%
  • 125%
  • (165,000 / $132,000)
  • 28%
  • (29,000 / $103,000)
16Homecomings Financial Llc 7 28%42%
  • 331%
  • (116,000 / $35,000)
  • 238%
  • (148,000 / $62,000)
17Gmac Mortgage Llc 7 0%71% 0
  • 175%
  • (35,000 / $20,000)
18Assurity Financial Services 7 100%0%
  • 220%
  • (55,000 / $25,000)
0
19Quicken Loans 6 33%50%
  • 428%
  • (90,000 / $21,000)
  • 176%
  • (157,000 / $89,000)
20Mortgage Services Iii, L.L.C. 6 50%16%
  • 276%
  • (119,000 / $43,000)
  • 146%
  • (151,000 / $103,000)

Huntly, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 470
  2. Loan Applications Denied: 113
  3. % of Loan Applications Denied: 24
  4. # of Loan Originations: 248
  5. % of Loan Applications Originated 52

Huntly, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Credit history12
Debt-to-income ratio6
Unverifiable information1
Employment history1

Huntly, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000278 5123
$100,000 - $300,000192 5224

Huntly, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000427 5224
$100,000 - $300,00042 5221
$500,000 - $1,000,0001 00

Loan to Income Ratios Research for Mortgage in Huntly, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2330 56
30 - 60%3547 25
60 - 100%5750 26
100 - 200%17952 17
200 - 300%9459 18
300 - 400%4956 30
> 400%3345 36

Huntly, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling455 5124
Not Owner-Occupied As A Principal Dwelling13 8415

Home Owner Property Type Statistics in Huntly, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)396 5324
Manufactured Housing38 4242
One To Four-Family36 520
More Huntly, MN Mortgage Research: