Top Home Brook, MN Mortgage Lenders

RankHome Brook Mortgage LenderHome Brook Home Loans ProcessedHome Brook Home Loans ApprovedHome Brook Home Loans DeniedHome Brook Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHome Brook Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 261 68%10%
  • 211%
  • (131,000 Loan / $62,000 Income)
  • 259%
  • (197,000 Loan / $76,000 Income)
2Us Bank 112 83%9%
  • 255%
  • (151,000 / $59,000)
  • 310%
  • (261,000 / $84,000)
3Jpmorgan Chase Bank 88 85%11%
  • 205%
  • (257,000 / $125,000)
  • 220%
  • (128,000 / $58,000)
4Countrywide Bank Fsb 84 66%17%
  • 211%
  • (108,000 / $51,000)
  • 221%
  • (261,000 / $118,000)
5Citimortgage 78 89%6%
  • 255%
  • (370,000 / $145,000)
  • 211%
  • (133,000 / $63,000)
6Affinity Plus Federal Credit U 77 59%9%
  • 129%
  • (160,000 / $124,000)
  • 254%
  • (130,000 / $51,000)
7Pine River State Bank 55 87%7%
  • 91%
  • (45,000 / $49,000)
  • 309%
  • (65,000 / $21,000)
8Countrywide Home Loans 46 84%13%
  • 294%
  • (265,000 / $90,000)
  • 244%
  • (61,000 / $25,000)
9Unity Bank 45 77%17%
  • 169%
  • (93,000 / $55,000)
  • 367%
  • (180,000 / $49,000)
10Citibank 36 80%8%
  • 172%
  • (171,000 / $99,000)
  • 515%
  • (98,000 / $19,000)
11Beneficial Company Llc 30 10%83%
  • 160%
  • (66,000 / $41,000)
  • 322%
  • (158,000 / $49,000)
12Bank Of America 29 86%3%
  • 334%
  • (174,000 / $52,000)
  • 255%
  • (115,000 / $45,000)
13Riverwood Bank 27 81%3%
  • 280%
  • (300,000 / $107,000)
  • 233%
  • (261,000 / $112,000)
14Mortgage Guaranty Insurance Co 22 81%4%
  • 261%
  • (165,000 / $63,000)
  • 365%
  • (303,000 / $83,000)
15Gmac Mortgage Llc 22 13%50%
  • 326%
  • (124,000 / $38,000)
  • 404%
  • (101,000 / $25,000)
16Us Bank North Dakota 21 38%42%
  • 133%
  • (76,000 / $57,000)
  • 204%
  • (417,000 / $204,000)
17United Guaranty Corporation 21 71%4%
  • 205%
  • (162,000 / $79,000)
  • 338%
  • (132,000 / $39,000)
18Phh Mortgage Corporation 19 63%10%
  • 252%
  • (154,000 / $61,000)
  • 329%
  • (89,000 / $27,000)
19First International Bank & Tru 17 88%5%
  • 113%
  • (25,000 / $22,000)
  • 26%
  • (5,000 / $19,000)
20Wells Fargo Funding 16 100%0%
  • 181%
  • (360,000 / $198,000)
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Home Brook, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,783
  2. Loan Applications Denied: 293
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 1,220
  5. % of Loan Applications Originated 68

Home Brook, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Credit history9
Debt-to-income ratio8
Unverifiable information2
Credit application incomplete1

Home Brook, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000452 6517
$100,000 - $300,000996 6617
$300,000 - $500,000267 7810
$500,000 - $1,000,00052 6515
$1,000,000 - $1,500,00014 4242
$1,500,000 - $2,000,0002 1000

Home Brook, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,222 6318
$100,000 - $300,000433 7610
$300,000 - $500,00083 848
$500,000 - $1,000,00032 7118
$1,000,000 - $1,500,00011 909
$1,500,000 - $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Home Brook, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6268 17
30 - 60%9770 18
60 - 100%16273 13
100 - 200%47177 8
200 - 300%44867 15
300 - 400%29359 22
> 400%25054 27

Home Brook, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,366 6418
Not Owner-Occupied As A Principal Dwelling403 8110
Not Applicable3 3333

Home Owner Property Type Statistics in Home Brook, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,583 6816
Manufactured Housing106 6231
One To Four-Family94 725
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