Top Holt, MN Mortgage Lenders

RankHolt Mortgage LenderHolt Home Loans ProcessedHolt Home Loans ApprovedHolt Home Loans DeniedHolt Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHolt Mortgage Median LTR for Denied Loans
1F & M Community Bank 240 99%0%
  • 166%
  • (187,000 Loan / $112,000 Income)
  • 256%
  • (100,000 Loan / $39,000 Income)
2Associated Bank 178 74%15%
  • 148%
  • (111,000 / $75,000)
  • 180%
  • (76,000 / $42,000)
3Wells Fargo Bank 124 66%17%
  • 188%
  • (115,000 / $61,000)
  • 166%
  • (155,000 / $93,000)
4Home Federal Savings Bank 94 56%12%
  • 180%
  • (132,000 / $73,000)
  • 273%
  • (104,000 / $38,000)
5Marine Credit Union 84 79%13%
  • 179%
  • (169,000 / $94,000)
  • 125%
  • (105,000 / $84,000)
6Associated Bank Na 79 62%31%
  • 214%
  • (90,000 / $42,000)
  • 228%
  • (153,000 / $67,000)
7Bank Of The West 69 62%18%
  • 156%
  • (58,000 / $37,000)
  • 129%
  • (84,000 / $65,000)
8Agstar Financial Services 61 70%3%
  • 125%
  • (35,000 / $28,000)
  • 237%
  • (375,000 / $158,000)
9Think Mutual Bank 41 70%4%
  • 95%
  • (93,000 / $97,000)
  • 348%
  • (174,000 / $50,000)
10Genworth Mortgage Insurance Co 40 40%10%
  • 235%
  • (94,000 / $40,000)
  • 256%
  • (82,000 / $32,000)
11Affinity Plus Federal Credit U 32 75%9%
  • 110%
  • (72,000 / $65,000)
  • 210%
  • (40,000 / $19,000)
12Eastwood Bank 30 83%10%
  • 171%
  • (115,000 / $67,000)
  • 58%
  • (53,000 / $91,000)
13Merchants Bank 27 74%14%
  • 232%
  • (86,000 / $37,000)
  • 265%
  • (170,000 / $64,000)
14Bank Of America 26 65%15%
  • 258%
  • (93,000 / $36,000)
  • 330%
  • (195,000 / $59,000)
15Mortgage Guaranty Insurance Co 23 69%26%
  • 215%
  • (71,000 / $33,000)
  • 313%
  • (119,000 / $38,000)
16Countrywide Bank Fsb 21 66%23%
  • 214%
  • (60,000 / $28,000)
  • 368%
  • (162,000 / $44,000)
17Rushford State Bank 20 100%0%
  • 176%
  • (106,000 / $60,000)
0
18Embrace Home Loans, 18 16%50%
  • 324%
  • (81,000 / $25,000)
  • 205%
  • (164,000 / $80,000)
19Altra Federal Credit Union 18 77%0%
  • 168%
  • (86,000 / $51,000)
0
20Citifinancial Services Inc 17 23%52%
  • 186%
  • (56,000 / $30,000)
  • 58%
  • (70,000 / $120,000)

Holt, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,650
  2. Loan Applications Denied: 265
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 1,131
  5. % of Loan Applications Originated 68

Holt, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Debt-to-income ratio11
Collateral10
Credit history10
Credit application incomplete4
Unverifiable information3

Holt, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000855 6817
$100,000 - $300,000756 6714
$300,000 - $500,00033 7212
$500,000 - $1,000,0006 8316

Holt, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,407 6617
$100,000 - $300,000219 7110
$300,000 - $500,00011 909
$500,000 - $1,000,0006 6616
$1,000,000 - $1,500,0005 800
> $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Holt, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9469 19
30 - 60%12674 12
60 - 100%15673 10
100 - 200%55971 14
200 - 300%38068 14
300 - 400%20261 21
> 400%13345 24

Holt, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,536 6816
Not Owner-Occupied As A Principal Dwelling109 7214
Not Applicable1 00

Home Owner Property Type Statistics in Holt, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,540 6916
One To Four-Family97 6013
Manufactured Housing13 5330
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