Top Holst, MN Mortgage Lenders

RankHolst Mortgage LenderHolst Home Loans ProcessedHolst Home Loans ApprovedHolst Home Loans DeniedHolst Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHolst Mortgage Median LTR for Denied Loans
1Affinity Plus Federal Credit U 450 59%8%
  • 114%
  • (78,000 Loan / $68,000 Income)
  • 194%
  • (72,000 Loan / $37,000 Income)
2Wells Fargo Bank 264 56%25%
  • 188%
  • (81,000 / $43,000)
  • 187%
  • (133,000 / $71,000)
3First National Bank 216 77%13%
  • 100%
  • (50,000 / $50,000)
  • 95%
  • (46,000 / $48,000)
4Us Bank 47 72%14%
  • 170%
  • (80,000 / $47,000)
  • 250%
  • (205,000 / $82,000)
5Countrywide Bank Fsb 47 63%27%
  • 310%
  • (90,000 / $29,000)
  • 200%
  • (44,000 / $22,000)
6Citimortgage 42 78%11%
  • 240%
  • (120,000 / $50,000)
  • 222%
  • (69,000 / $31,000)
7Ultima Bank Minnesota 36 75%16%
  • 168%
  • (64,000 / $38,000)
  • 328%
  • (92,000 / $28,000)
8Jpmorgan Chase Bank 34 76%20%
  • 278%
  • (184,000 / $66,000)
  • 230%
  • (92,000 / $40,000)
9Citifinancial Services Inc 30 36%36%
  • 197%
  • (67,000 / $34,000)
  • 186%
  • (86,000 / $46,000)
10Bank Of America 29 65%27%
  • 205%
  • (74,000 / $36,000)
  • 237%
  • (95,000 / $40,000)
11Bank Forward 29 62%6%
  • 231%
  • (208,000 / $90,000)
  • 230%
  • (150,000 / $65,000)
12Embrace Home Loans, 27 14%18%
  • 234%
  • (148,000 / $63,000)
  • 264%
  • (45,000 / $17,000)
13Countrywide Home Loans 27 70%22%
  • 196%
  • (112,000 / $57,000)
  • 192%
  • (96,000 / $50,000)
14Beneficial Company Llc 25 4%92%
  • 150%
  • (90,000 / $60,000)
  • 196%
  • (57,000 / $29,000)
15American Federal Bank 24 79%8%
  • 120%
  • (106,000 / $88,000)
  • 314%
  • (66,000 / $21,000)
16Freedom Mortgage Corp. 20 80%10%
  • 272%
  • (79,000 / $29,000)
  • 337%
  • (135,000 / $40,000)
17Wealthbridge Mortgage Corp. 18 55%22%
  • 252%
  • (139,000 / $55,000)
  • 277%
  • (133,000 / $48,000)
18Mortgage Guaranty Insurance Co 18 83%0%
  • 204%
  • (133,000 / $65,000)
0
19Quicken Loans 16 56%43%
  • 326%
  • (85,000 / $26,000)
  • 156%
  • (36,000 / $23,000)
20Citibank 16 81%12%
  • 156%
  • (83,000 / $53,000)
  • 806%
  • (250,000 / $31,000)

Holst, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,897
  2. Loan Applications Denied: 390
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 1,101
  5. % of Loan Applications Originated 58

Holst, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history18
Collateral17
Debt-to-income ratio11
Credit application incomplete3
Unverifiable information2

Holst, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,058 5820
$100,000 - $300,000823 5520
$300,000 - $500,00016 6225

Holst, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,662 5720
$100,000 - $300,000227 6318
$300,000 - $500,0005 600
$500,000 - $1,000,0001 00
$1,000,000 - $1,500,0001 00
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Holst, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9662 22
30 - 60%16571 14
60 - 100%21053 20
100 - 200%63959 17
200 - 300%41453 22
300 - 400%23449 22
> 400%13955 30

Holst, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,744 5720
Not Owner-Occupied As A Principal Dwelling146 6817
Not Applicable3 066

Home Owner Property Type Statistics in Holst, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,644 5620
Manufactured Housing191 6026
One To Four-Family62 806
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