Top Holding, MN Mortgage Lenders

RankHolding Mortgage LenderHolding Home Loans ProcessedHolding Home Loans ApprovedHolding Home Loans DeniedHolding Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHolding Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 103 71%12%
  • 204%
  • (149,000 Loan / $73,000 Income)
  • 191%
  • (109,000 Loan / $57,000 Income)
2Avon State Bank 91 84%14%
  • 156%
  • (80,000 / $51,000)
  • 290%
  • (90,000 / $31,000)
3Central Minnesota Cu 66 78%1%
  • 128%
  • (41,000 / $32,000)
  • 510%
  • (97,000 / $19,000)
4Citimortgage 51 88%5%
  • 365%
  • (172,000 / $47,000)
  • 146%
  • (88,000 / $60,000)
5Stearns Bank Na 45 75%11%
  • 239%
  • (311,000 / $130,000)
  • 262%
  • (194,000 / $74,000)
6Central Mn Cu 40 65%15%
  • 176%
  • (132,000 / $75,000)
  • 322%
  • (145,000 / $45,000)
7Jpmorgan Chase Bank 38 81%18%
  • 197%
  • (85,000 / $43,000)
  • 271%
  • (141,000 / $52,000)
8Bremer Bank Na (St Cloud) 36 80%5%
  • 247%
  • (94,000 / $38,000)
  • 340%
  • (153,000 / $45,000)
9Liberty Savings Bank Fsb 32 87%9%
  • 250%
  • (170,000 / $68,000)
  • 240%
  • (132,000 / $55,000)
10Agstar Financial Services 27 66%11%
  • 228%
  • (251,000 / $110,000)
  • 111%
  • (136,000 / $122,000)
11Bank Of America 26 76%11%
  • 254%
  • (140,000 / $55,000)
  • 200%
  • (118,000 / $59,000)
12Citibank 22 90%4%
  • 154%
  • (133,000 / $86,000)
  • 467%
  • (145,000 / $31,000)
13Affinity Plus Federal Credit U 20 65%0%
  • 302%
  • (112,000 / $37,000)
0
14Great River Federal Cu 19 73%21%
  • 97%
  • (47,000 / $48,000)
  • 237%
  • (140,000 / $59,000)
15Us Bank 18 61%27%
  • 233%
  • (336,000 / $144,000)
  • 266%
  • (80,000 / $30,000)
16Phh Mortgage Corporation 16 87%6%
  • 193%
  • (120,000 / $62,000)
  • 271%
  • (122,000 / $45,000)
17Beneficial Company Llc 15 13%60%
  • 106%
  • (49,000 / $46,000)
  • 201%
  • (117,000 / $58,000)
18Suntrust Mortgage 14 71%7%
  • 292%
  • (187,000 / $64,000)
  • 2442%
  • (171,000 / $7,000)
19Mortgage Guaranty Insurance Co 14 71%0%
  • 370%
  • (185,000 / $50,000)
0
20Wells Fargo Funding 13 92%7%
  • 385%
  • (289,000 / $75,000)
  • 317%
  • (108,000 / $34,000)

Holding, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,011
  2. Loan Applications Denied: 136
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 732
  5. % of Loan Applications Originated 72

Holding, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Debt-to-income ratio11
Credit history9
Credit application incomplete2
Insufficient cash (downpayment, closing costs)1

Holding, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000372 7313
$100,000 - $300,000610 7013
$300,000 - $500,00028 780
$500,000 - $1,000,0001 1000

Holding, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000881 7113
$100,000 - $300,000126 7211
$300,000 - $500,0001 1000
$500,000 - $1,000,0003 6633

Loan to Income Ratios Research for Mortgage in Holding, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5676 16
30 - 60%6282 6
60 - 100%7977 11
100 - 200%22171 13
200 - 300%29071 12
300 - 400%17465 13
> 400%12971 17

Holding, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling965 7113
Not Owner-Occupied As A Principal Dwelling46 848

Home Owner Property Type Statistics in Holding, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)937 7213
One To Four-Family52 763
Manufactured Housing22 5427
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