Top Holden, MN Mortgage Lenders

RankHolden Mortgage LenderHolden Home Loans ProcessedHolden Home Loans ApprovedHolden Home Loans DeniedHolden Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHolden Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 280 59%16%
  • 229%
  • (147,000 Loan / $64,000 Income)
  • 246%
  • (284,000 Loan / $115,000 Income)
2Jpmorgan Chase Bank 84 77%21%
  • 271%
  • (106,000 / $39,000)
  • 278%
  • (290,000 / $104,000)
3Agstar Financial Services 65 53%9%
  • 226%
  • (236,000 / $104,000)
  • 278%
  • (245,000 / $88,000)
4Community Resource Bank 48 66%14%
  • 200%
  • (190,000 / $95,000)
  • 268%
  • (110,000 / $41,000)
5Affinity Plus Federal Credit U 48 54%2%
  • 112%
  • (28,000 / $25,000)
  • 570%
  • (194,000 / $34,000)
6Countrywide Bank Fsb 47 80%14%
  • 275%
  • (270,000 / $98,000)
  • 528%
  • (275,000 / $52,000)
7Merchants Bank 39 82%12%
  • 248%
  • (134,000 / $54,000)
  • 194%
  • (97,000 / $50,000)
8Citimortgage 39 89%7%
  • 270%
  • (200,000 / $74,000)
  • 392%
  • (200,000 / $51,000)
9Beneficial Company Llc 33 3%90%
  • 120%
  • (36,000 / $30,000)
  • 250%
  • (168,000 / $67,000)
10Citibank 31 80%6%
  • 158%
  • (165,000 / $104,000)
  • 239%
  • (98,000 / $41,000)
11Us Bank 28 71%21%
  • 252%
  • (159,000 / $63,000)
  • 333%
  • (90,000 / $27,000)
12Countrywide Home Loans 26 65%30%
  • 247%
  • (104,000 / $42,000)
  • 250%
  • (105,000 / $42,000)
13Bank Of America 26 76%15%
  • 264%
  • (259,000 / $98,000)
  • 258%
  • (93,000 / $36,000)
14Mortgage Guaranty Insurance Co 22 72%4%
  • 320%
  • (160,000 / $50,000)
  • 118%
  • (59,000 / $50,000)
15Suntrust Mortgage 21 76%14%
  • 292%
  • (225,000 / $77,000)
  • 255%
  • (325,000 / $127,000)
16Farmers State Bank Of West Con 21 47%23%
  • 72%
  • (75,000 / $104,000)
  • 394%
  • (150,000 / $38,000)
17Wells Federal Bank 20 45%20%
  • 191%
  • (117,000 / $61,000)
  • 618%
  • (204,000 / $33,000)
18Genworth Mortgage Insurance Co 19 52%5%
  • 252%
  • (111,000 / $44,000)
  • 160%
  • (336,000 / $210,000)
19United Guaranty Corporation 17 82%0%
  • 300%
  • (150,000 / $50,000)
0
20Wells Fargo Fin'l Minnesota 15 0%33% 0
  • 188%
  • (173,000 / $92,000)

Holden, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,513
  2. Loan Applications Denied: 274
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 937
  5. % of Loan Applications Originated 61

Holden, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Debt-to-income ratio9
Credit history6
Credit application incomplete4
Unverifiable information2

Holden, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000348 5619
$100,000 - $300,0001,018 6416
$300,000 - $500,000138 5526
$500,000 - $1,000,0009 8811

Holden, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,159 6018
$100,000 - $300,000334 6615
$300,000 - $500,00011 5418
$500,000 - $1,000,0005 8020
$1,000,000 - $1,500,0004 750

Loan to Income Ratios Research for Mortgage in Holden, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5265 19
30 - 60%6152 18
60 - 100%10067 20
100 - 200%34962 14
200 - 300%43862 17
300 - 400%29764 15
> 400%21651 27

Holden, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,459 6118
Not Owner-Occupied As A Principal Dwelling50 6614
Not Applicable3 6633

Home Owner Property Type Statistics in Holden, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,411 6118
One To Four-Family88 732
Manufactured Housing14 4235
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