Top Hilltop, MN Mortgage Lenders

RankHilltop Mortgage LenderHilltop Home Loans ProcessedHilltop Home Loans ApprovedHilltop Home Loans DeniedHilltop Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHilltop Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 149 59%16%
  • 228%
  • (162,000 Loan / $71,000 Income)
  • 83%
  • (76,000 Loan / $91,000 Income)
2Tcf National Bank 78 8%50%
  • 260%
  • (180,000 / $69,000)
  • 314%
  • (220,000 / $70,000)
3Us Bank 49 63%12%
  • 224%
  • (155,000 / $69,000)
  • 297%
  • (143,000 / $48,000)
4Jpmorgan Chase Bank 49 87%12%
  • 185%
  • (148,000 / $80,000)
  • 326%
  • (209,000 / $64,000)
5Citimortgage 32 78%9%
  • 323%
  • (126,000 / $39,000)
  • 156%
  • (47,000 / $30,000)
6Bank Of America 27 74%18%
  • 223%
  • (143,000 / $64,000)
  • 297%
  • (128,000 / $43,000)
7Countrywide Bank Fsb 24 66%20%
  • 321%
  • (61,000 / $19,000)
  • 268%
  • (196,000 / $73,000)
8Mortgage Guaranty Insurance Co 22 54%9%
  • 308%
  • (111,000 / $36,000)
  • 217%
  • (74,000 / $34,000)
9C.U. Mortgage Services, 17 47%0%
  • 278%
  • (167,000 / $60,000)
0
10Us Bank North Dakota 15 26%53%
  • 176%
  • (81,000 / $46,000)
  • 61%
  • (30,000 / $49,000)
11Us Bk Na Nd 14 35%42%
  • 65%
  • (29,000 / $44,000)
  • 239%
  • (182,000 / $76,000)
12The Business Bank 14 100%0%
  • 308%
  • (111,000 / $36,000)
0
13Phh Home Loans 14 85%0%
  • 315%
  • (120,000 / $38,000)
0
14Countrywide Home Loans 14 85%14%
  • 394%
  • (213,000 / $54,000)
  • 412%
  • (165,000 / $40,000)
15State Bank & Trust 11 63%9%
  • 275%
  • (99,000 / $36,000)
  • 434%
  • (126,000 / $29,000)
16Hfc Company Llc 11 0%90% 0
  • 333%
  • (307,000 / $92,000)
17Bell America Mortgage Llc Dba 11 63%9%
  • 169%
  • (83,000 / $49,000)
  • 254%
  • (89,000 / $35,000)
18Wells Fargo Funding 10 100%0% 0 0
19Suntrust Mortgage 10 50%30%
  • 197%
  • (170,000 / $86,000)
  • 328%
  • (115,000 / $35,000)
20Endura Financial Fcu 10 70%20%
  • 61%
  • (30,000 / $49,000)
  • 270%
  • (235,000 / $87,000)

Hilltop, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,033
  2. Loan Applications Denied: 220
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 590
  5. % of Loan Applications Originated 57

Hilltop, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Debt-to-income ratio13
Credit history12
Collateral11
Unverifiable information2
Credit application incomplete2

Hilltop, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000328 5625
$100,000 - $300,000701 5619
$300,000 - $500,0004 2550

Hilltop, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000935 5521
$100,000 - $300,00096 6416
$300,000 - $500,0002 1000

Loan to Income Ratios Research for Mortgage in Hilltop, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4748 38
30 - 60%6957 24
60 - 100%6455 29
100 - 200%22558 19
200 - 300%23460 18
300 - 400%21862 15
> 400%17645 26

Hilltop, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling940 5721
Not Owner-Occupied As A Principal Dwelling88 5720
Not Applicable1 1000

Home Owner Property Type Statistics in Hilltop, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)936 5720
One To Four-Family64 656
Manufactured Housing33 1863
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