Top Henrietta, MN Mortgage Lenders

RankHenrietta Mortgage LenderHenrietta Home Loans ProcessedHenrietta Home Loans ApprovedHenrietta Home Loans DeniedHenrietta Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHenrietta Mortgage Median LTR for Denied Loans
1Northwoods Bank Of Minnesota 360 88%6%
  • 176%
  • (159,000 Loan / $90,000 Income)
  • 182%
  • (64,000 Loan / $35,000 Income)
2Wells Fargo Bank 359 71%12%
  • 157%
  • (417,000 / $264,000)
  • 167%
  • (142,000 / $85,000)
3Us Bank 96 78%8%
  • 192%
  • (100,000 / $52,000)
  • 241%
  • (326,000 / $135,000)
4Jpmorgan Chase Bank 93 84%11%
  • 245%
  • (59,000 / $24,000)
  • 234%
  • (110,000 / $47,000)
5Citimortgage 87 74%14%
  • 153%
  • (86,000 / $56,000)
  • 243%
  • (124,000 / $51,000)
6Affinity Plus Federal Credit U 70 67%7%
  • 140%
  • (100,000 / $71,000)
  • 271%
  • (103,000 / $38,000)
7Merchants Bank 58 94%1%
  • 198%
  • (141,000 / $71,000)
  • 112%
  • (218,000 / $194,000)
8Countrywide Bank Fsb 58 79%3%
  • 273%
  • (200,000 / $73,000)
  • 575%
  • (276,000 / $48,000)
9Associated Bank Na 44 93%4%
  • 230%
  • (138,000 / $60,000)
  • 41%
  • (40,000 / $97,000)
10Bank Of America 40 82%5%
  • 257%
  • (361,000 / $140,000)
  • 626%
  • (595,000 / $95,000)
11Mortgage Guaranty Insurance Co 38 81%7%
  • 215%
  • (198,000 / $92,000)
  • 146%
  • (180,000 / $123,000)
12Countrywide Home Loans 37 86%10%
  • 195%
  • (186,000 / $95,000)
  • 219%
  • (158,000 / $72,000)
13Beneficial Company Llc 34 8%82%
  • 177%
  • (71,000 / $40,000)
  • 310%
  • (90,000 / $29,000)
14Taylor, Bean & Whitaker 32 100%0%
  • 183%
  • (158,000 / $86,000)
0
15Bank Forward 32 84%12%
  • 120%
  • (150,000 / $124,000)
  • 333%
  • (100,000 / $30,000)
16Citibank 31 77%12%
  • 124%
  • (77,000 / $62,000)
  • 126%
  • (121,000 / $96,000)
17Wells Fargo Funding 28 96%3%
  • 109%
  • (150,000 / $137,000)
  • 1025%
  • (400,000 / $39,000)
18Citifinancial Services Inc 28 39%53%
  • 275%
  • (22,000 / $8,000)
  • 407%
  • (359,000 / $88,000)
19Plaza Home Mortgage, 27 70%25%
  • 217%
  • (289,000 / $133,000)
  • 633%
  • (76,000 / $12,000)
20Quicken Loans 25 60%16%
  • 254%
  • (145,000 / $57,000)
  • 259%
  • (140,000 / $54,000)

Henrietta, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,585
  2. Loan Applications Denied: 395
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 1,818
  5. % of Loan Applications Originated 70

Henrietta, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history11
Debt-to-income ratio8
Credit application incomplete4
Unverifiable information1

Henrietta, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000711 6817
$100,000 - $300,0001,625 7015
$300,000 - $500,000233 769
$500,000 - $1,000,00015 796
$1,500,000 - $2,000,0001 0100

Henrietta, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,730 6518
$100,000 - $300,000734 788
$300,000 - $500,00068 757
$500,000 - $1,000,00041 829
$1,000,000 - $1,500,0008 740
$1,500,000 - $2,000,0001 1000
> $2,000,0003 066

Loan to Income Ratios Research for Mortgage in Henrietta, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9675 9
30 - 60%17168 15
60 - 100%28675 12
100 - 200%82175 10
200 - 300%60769 14
300 - 400%30567 18
> 400%29950 31

Henrietta, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,682 6519
Not Owner-Occupied As A Principal Dwelling856 808
Not Applicable2 050

Home Owner Property Type Statistics in Henrietta, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,380 7015
One To Four-Family107 744
Manufactured Housing98 6423
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