Top Helena, MN Mortgage Lenders

RankHelena Mortgage LenderHelena Home Loans ProcessedHelena Home Loans ApprovedHelena Home Loans DeniedHelena Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHelena Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 420 68%13%
  • 218%
  • (260,000 Loan / $119,000 Income)
  • 210%
  • (124,000 Loan / $59,000 Income)
2Community Security Bank 144 73%11%
  • 209%
  • (151,000 / $72,000)
  • 328%
  • (240,000 / $73,000)
3Jpmorgan Chase Bank 97 91%6%
  • 338%
  • (149,000 / $44,000)
  • 185%
  • (130,000 / $70,000)
4State Bank Of New Prague 91 80%4%
  • 55%
  • (1,200,000 / $2,164,000)
  • 578%
  • (110,000 / $19,000)
5Roundbank 78 82%10%
  • 167%
  • (166,000 / $99,000)
  • 288%
  • (392,000 / $136,000)
6Citimortgage 69 85%1%
  • 298%
  • (152,000 / $51,000)
  • 480%
  • (298,000 / $62,000)
7Bank Of America 61 72%16%
  • 250%
  • (153,000 / $61,000)
  • 228%
  • (384,000 / $168,000)
8Us Bank 52 71%15%
  • 233%
  • (217,000 / $93,000)
  • 174%
  • (383,000 / $219,000)
9Countrywide Bank Fsb 49 73%14%
  • 250%
  • (140,000 / $56,000)
  • 329%
  • (102,000 / $31,000)
10United Guaranty Corporation 47 72%14%
  • 291%
  • (198,000 / $68,000)
  • 340%
  • (368,000 / $108,000)
11Mortgage Guaranty Insurance Co 45 82%6%
  • 334%
  • (144,000 / $43,000)
  • 350%
  • (189,000 / $54,000)
12Wells Fargo Funding 38 97%2%
  • 448%
  • (305,000 / $68,000)
  • 127%
  • (55,000 / $43,000)
13Citibank 37 94%2%
  • 204%
  • (143,000 / $70,000)
  • 142%
  • (98,000 / $69,000)
14Countrywide Home Loans 29 75%10%
  • 268%
  • (239,000 / $89,000)
  • 280%
  • (188,000 / $67,000)
15Phh Home Loans 27 77%3%
  • 268%
  • (78,000 / $29,000)
  • 317%
  • (124,000 / $39,000)
16Radian Guaranty 25 84%12%
  • 252%
  • (237,000 / $94,000)
  • 381%
  • (366,000 / $96,000)
17State Bank & Trust 24 91%0%
  • 250%
  • (178,000 / $71,000)
0
18First Minnesota Bank 23 60%21%
  • 225%
  • (417,000 / $185,000)
  • 156%
  • (320,000 / $204,000)
19Bell America Mortgage Llc Dba 23 73%0%
  • 235%
  • (92,000 / $39,000)
0
20Hfc Company Llc 22 0%90% 0
  • 297%
  • (280,000 / $94,000)

Helena, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,237
  2. Loan Applications Denied: 338
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 1,539
  5. % of Loan Applications Originated 68

Helena, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Debt-to-income ratio7
Credit history7
Credit application incomplete4
Unverifiable information1

Helena, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000450 7114
$100,000 - $300,0001,503 6913
$300,000 - $500,000257 5824
$500,000 - $1,000,00025 2432
$1,000,000 - $1,500,0002 1000

Helena, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,617 6814
$100,000 - $300,000594 6616
$300,000 - $500,00019 835
$500,000 - $1,000,0006 820
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Helena, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8875 12
30 - 60%11766 17
60 - 100%12464 17
100 - 200%50472 12
200 - 300%65669 13
300 - 400%43269 12
> 400%31657 24

Helena, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,125 6815
Not Owner-Occupied As A Principal Dwelling107 6716
Not Applicable1 00

Home Owner Property Type Statistics in Helena, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,069 6815
One To Four-Family166 7510
Manufactured Housing2 500
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