Top Hegbert, MN Mortgage Lenders

RankHegbert Mortgage LenderHegbert Home Loans ProcessedHegbert Home Loans ApprovedHegbert Home Loans DeniedHegbert Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHegbert Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 73 42%28%
  • 166%
  • (35,000 Loan / $21,000 Income)
  • 117%
  • (33,000 Loan / $28,000 Income)
2Embrace Home Loans, 16 6%50%
  • 122%
  • (108,000 / $88,000)
  • 296%
  • (166,000 / $56,000)
3Riverwood Bank 13 38%38%
  • 110%
  • (44,000 / $40,000)
  • 52%
  • (25,000 / $48,000)
4Jpmorgan Chase Bank 12 66%16%
  • 104%
  • (52,000 / $50,000)
  • 61%
  • (35,000 / $57,000)
5C.U. Mortgage Services, 12 16%25%
  • 233%
  • (63,000 / $27,000)
  • 267%
  • (155,000 / $58,000)
6Kleinbank 11 63%0%
  • 48%
  • (27,000 / $56,000)
0
7Hfc Company Llc 10 10%90%
  • 110%
  • (42,000 / $38,000)
  • 179%
  • (95,000 / $53,000)
8Countrywide Bank Fsb 9 22%55%
  • 143%
  • (59,000 / $41,000)
  • 204%
  • (51,000 / $25,000)
9Countrywide Home Loans 8 50%37%
  • 127%
  • (65,000 / $51,000)
  • 333%
  • (100,000 / $30,000)
10Citimortgage 7 71%14%
  • 275%
  • (80,000 / $29,000)
  • 69%
  • (47,000 / $68,000)
11Citifinancial Services Inc 7 28%42%
  • 69%
  • (52,000 / $75,000)
  • 166%
  • (50,000 / $30,000)
12Us Bank 6 66%16%
  • 114%
  • (133,000 / $116,000)
  • 197%
  • (73,000 / $37,000)
13Gmac Mortgage Llc 6 0%66% 0
  • 187%
  • (45,000 / $24,000)
14Beneficial Company Llc 6 0%83% 0
  • 163%
  • (90,000 / $55,000)
15Republic Mortgage Insurance Co 5 80%0%
  • 217%
  • (76,000 / $35,000)
0
16National City Bank 5 100%0%
  • 163%
  • (90,000 / $55,000)
0
17Bank Of America 5 40%20%
  • 288%
  • (98,000 / $34,000)
  • 150%
  • (120,000 / $80,000)
18Wells Fargo Fin'l Minnesota 4 25%50%
  • 227%
  • (159,000 / $70,000)
  • 166%
  • (60,000 / $36,000)
19Washington Mutual Bank 4 100%0%
  • 251%
  • (108,000 / $43,000)
0
20Us Bk Na Nd 4 25%75%
  • 133%
  • (100,000 / $75,000)
  • 65%
  • (40,000 / $61,000)

Hegbert, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 336
  2. Loan Applications Denied: 101
  3. % of Loan Applications Denied: 30
  4. # of Loan Originations: 152
  5. % of Loan Applications Originated 45

Hegbert, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history20
Debt-to-income ratio16
Collateral13
Credit application incomplete2
Insufficient cash (downpayment, closing costs)1

Hegbert, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000257 4331
$100,000 - $300,00077 4824
$300,000 - $500,0002 5050

Hegbert, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000311 4331
$100,000 - $300,00023 688
$300,000 - $500,0001 1000
$1,000,000 - $1,500,0001 0100

Loan to Income Ratios Research for Mortgage in Hegbert, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2152 33
30 - 60%3030 33
60 - 100%3950 35
100 - 200%13047 25
200 - 300%7045 30
300 - 400%3240 34
> 400%1435 35

Hegbert, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling323 4530
Not Owner-Occupied As A Principal Dwelling13 3830

Home Owner Property Type Statistics in Hegbert, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)317 4429
One To Four-Family12 758
Manufactured Housing7 1485
More Hegbert, MN Mortgage Research: