Top Haugen, MN Mortgage Lenders

RankHaugen Mortgage LenderHaugen Home Loans ProcessedHaugen Home Loans ApprovedHaugen Home Loans DeniedHaugen Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHaugen Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 220 67%17%
  • 164%
  • (193,000 Loan / $117,000 Income)
  • 174%
  • (87,000 Loan / $50,000 Income)
2Us Bank 89 76%14%
  • 176%
  • (173,000 / $98,000)
  • 281%
  • (296,000 / $105,000)
3Northview Bank 66 59%24%
  • 164%
  • (23,000 / $14,000)
  • 223%
  • (58,000 / $26,000)
4Countrywide Bank Fsb 63 76%17%
  • 230%
  • (127,000 / $55,000)
  • 244%
  • (132,000 / $54,000)
5Jpmorgan Chase Bank 57 84%12%
  • 207%
  • (228,000 / $110,000)
  • 125%
  • (208,000 / $166,000)
6Citimortgage 54 64%12%
  • 153%
  • (269,000 / $175,000)
  • 212%
  • (210,000 / $99,000)
7Members Cooperative Credit Uni 44 72%11%
  • 162%
  • (60,000 / $37,000)
  • 378%
  • (174,000 / $46,000)
8Mortgage Guaranty Insurance Co 34 44%8%
  • 211%
  • (38,000 / $18,000)
  • 95%
  • (296,000 / $309,000)
9Affinity Plus Federal Credit U 34 52%14%
  • 107%
  • (82,000 / $76,000)
  • 141%
  • (78,000 / $55,000)
10Phh Mortgage Corporation 33 63%9%
  • 211%
  • (38,000 / $18,000)
  • 245%
  • (216,000 / $88,000)
11Bank Of America 33 72%18%
  • 215%
  • (190,000 / $88,000)
  • 258%
  • (240,000 / $93,000)
12Countrywide Home Loans 24 83%0%
  • 306%
  • (221,000 / $72,000)
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13Citibank 24 79%4%
  • 147%
  • (121,000 / $82,000)
  • 115%
  • (60,000 / $52,000)
14Us Bank North Dakota 21 14%57%
  • 128%
  • (100,000 / $78,000)
  • 222%
  • (200,000 / $90,000)
15Agstar Financial Services 20 50%35%
  • 166%
  • (170,000 / $102,000)
  • 261%
  • (157,000 / $60,000)
16C.U. Mortgage Services, 18 83%5%
  • 187%
  • (148,000 / $79,000)
  • 210%
  • (40,000 / $19,000)
17Ally Bank F/K/A/ Gmac Bank 18 55%33%
  • 268%
  • (405,000 / $151,000)
  • 307%
  • (80,000 / $26,000)
18Provident Funding Associates 17 64%23%
  • 264%
  • (151,000 / $57,000)
  • 177%
  • (105,000 / $59,000)
19Us Bk Na Nd 15 53%26%
  • 135%
  • (65,000 / $48,000)
  • 186%
  • (224,000 / $120,000)
20Radian Guaranty 15 86%0%
  • 194%
  • (76,000 / $39,000)
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Haugen, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,551
  2. Loan Applications Denied: 304
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 977
  5. % of Loan Applications Originated 62

Haugen, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Credit history11
Debt-to-income ratio10
Unverifiable information2
Credit application incomplete2

Haugen, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000421 6022
$100,000 - $300,000983 6318
$300,000 - $500,000140 5718
$500,000 - $1,000,0006 830
$1,000,000 - $1,500,0001 0100

Haugen, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000987 5723
$100,000 - $300,000514 7012
$300,000 - $500,00035 6525
$500,000 - $1,000,00013 837
$1,000,000 - $1,500,0001 1000
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Haugen, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3570 22
30 - 60%9464 18
60 - 100%20663 17
100 - 200%51469 13
200 - 300%30164 17
300 - 400%18153 23
> 400%22046 35

Haugen, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling880 5723
Not Owner-Occupied As A Principal Dwelling627 7015
Not Applicable3 660

Home Owner Property Type Statistics in Haugen, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,392 6320
One To Four-Family85 674
Manufactured Housing74 5527
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