Top Harvey, MN Mortgage Lenders

RankHarvey Mortgage LenderHarvey Home Loans ProcessedHarvey Home Loans ApprovedHarvey Home Loans DeniedHarvey Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHarvey Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 328 72%10%
  • 206%
  • (99,000 Loan / $48,000 Income)
  • 175%
  • (65,000 Loan / $37,000 Income)
2Center National Bank 104 86%7%
  • 158%
  • (100,000 / $63,000)
  • 346%
  • (170,000 / $49,000)
3Jpmorgan Chase Bank 59 84%10%
  • 212%
  • (132,000 / $62,000)
  • 224%
  • (184,000 / $82,000)
4Countrywide Bank Fsb 48 72%14%
  • 203%
  • (185,000 / $91,000)
  • 237%
  • (226,000 / $95,000)
5Phh Mortgage Corporation 40 100%0%
  • 182%
  • (71,000 / $39,000)
0
6Midcountry Bank 38 57%31%
  • 157%
  • (85,000 / $54,000)
  • 290%
  • (90,000 / $31,000)
7Beneficial Company Llc 38 5%76%
  • 254%
  • (173,000 / $68,000)
  • 227%
  • (155,000 / $68,000)
8Citimortgage 37 81%2%
  • 150%
  • (175,000 / $116,000)
  • 143%
  • (113,000 / $79,000)
9Mortgage Guaranty Insurance Co 32 78%0%
  • 217%
  • (74,000 / $34,000)
0
10Bank Of America 29 72%13%
  • 275%
  • (124,000 / $45,000)
  • 252%
  • (63,000 / $25,000)
11Countrywide Home Loans 26 76%19%
  • 277%
  • (100,000 / $36,000)
  • 109%
  • (35,000 / $32,000)
12Us Bank 22 72%22%
  • 189%
  • (157,000 / $83,000)
  • 121%
  • (100,000 / $82,000)
13Embrace Home Loans, 20 5%55%
  • 205%
  • (150,000 / $73,000)
  • 178%
  • (50,000 / $28,000)
14Citibank 20 85%10%
  • 125%
  • (102,000 / $81,000)
  • 346%
  • (104,000 / $30,000)
15Cornerstone Mortgage Company 16 81%12%
  • 273%
  • (123,000 / $45,000)
  • 340%
  • (126,000 / $37,000)
16Wells Fargo Funding 15 100%0% 0 0
17United Guaranty Corporation 14 78%0%
  • 246%
  • (153,000 / $62,000)
0
18Radian Guaranty 13 76%0%
  • 236%
  • (116,000 / $49,000)
0
19Wells Fargo Fin'l Minnesota 12 16%75%
  • 191%
  • (138,000 / $72,000)
  • 313%
  • (160,000 / $51,000)
20Tcf National Bank 12 58%33%
  • 324%
  • (172,000 / $53,000)
  • 421%
  • (160,000 / $38,000)

Harvey, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,382
  2. Loan Applications Denied: 244
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 898
  5. % of Loan Applications Originated 64

Harvey, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Credit history10
Debt-to-income ratio7
Unverifiable information2
Credit application incomplete2

Harvey, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000511 6217
$100,000 - $300,000796 6518
$300,000 - $500,00074 759
$500,000 - $1,000,0001 1000

Harvey, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,167 6318
$100,000 - $300,000204 6913
$300,000 - $500,0008 870
$500,000 - $1,000,0002 500
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Harvey, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6161 16
30 - 60%8656 20
60 - 100%10075 12
100 - 200%38067 12
200 - 300%38468 16
300 - 400%22058 20
> 400%15154 30

Harvey, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,292 6417
Not Owner-Occupied As A Principal Dwelling83 6915
Not Applicable4 500

Home Owner Property Type Statistics in Harvey, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,258 6418
One To Four-Family88 771
Manufactured Housing36 5827
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