Top Harris, MN Mortgage Lenders

RankHarris Mortgage LenderHarris Home Loans ProcessedHarris Home Loans ApprovedHarris Home Loans DeniedHarris Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHarris Mortgage Median LTR for Denied Loans
1Affinity Plus Federal Credit U 1,035 62%10%
  • 138%
  • (36,000 Loan / $26,000 Income)
  • 262%
  • (105,000 Loan / $40,000 Income)
2Wells Fargo Bank 639 69%10%
  • 188%
  • (175,000 / $93,000)
  • 173%
  • (90,000 / $52,000)
3American Bank Of The North 255 76%12%
  • 155%
  • (56,000 / $36,000)
  • 240%
  • (130,000 / $54,000)
4Countrywide Bank Fsb 145 77%13%
  • 267%
  • (155,000 / $58,000)
  • 252%
  • (169,000 / $67,000)
5Us Bank 122 86%5%
  • 219%
  • (136,000 / $62,000)
  • 270%
  • (135,000 / $50,000)
6Jpmorgan Chase Bank 106 74%20%
  • 248%
  • (345,000 / $139,000)
  • 247%
  • (215,000 / $87,000)
7Citimortgage 98 76%10%
  • 290%
  • (215,000 / $74,000)
  • 357%
  • (200,000 / $56,000)
8Bank Of America 68 72%19%
  • 229%
  • (149,000 / $65,000)
  • 265%
  • (178,000 / $67,000)
9Northview Bank 64 67%23%
  • 174%
  • (138,000 / $79,000)
  • 211%
  • (133,000 / $63,000)
10Countrywide Home Loans 64 78%17%
  • 212%
  • (106,000 / $50,000)
  • 335%
  • (104,000 / $31,000)
11Us Bank North Dakota 54 44%27%
  • 104%
  • (91,000 / $87,000)
  • 145%
  • (102,000 / $70,000)
12Cmg Mortgage Insurance Co. 48 87%2%
  • 233%
  • (70,000 / $30,000)
  • 269%
  • (294,000 / $109,000)
13Mortgage Guaranty Insurance Co 46 78%4%
  • 236%
  • (111,000 / $47,000)
  • 320%
  • (292,000 / $91,000)
14Citifinancial Services Inc 39 35%33%
  • 292%
  • (120,000 / $41,000)
  • 178%
  • (66,000 / $37,000)
15Phh Mortgage Corporation 37 67%2%
  • 212%
  • (198,000 / $93,000)
  • 241%
  • (123,000 / $51,000)
16Citibank 37 72%8%
  • 92%
  • (81,000 / $88,000)
  • 144%
  • (36,000 / $25,000)
17Freedom Mortgage Corp. 35 65%14%
  • 289%
  • (136,000 / $47,000)
  • 362%
  • (98,000 / $27,000)
18Wells Fargo Fin'l Minnesota 31 16%45%
  • 275%
  • (193,000 / $70,000)
  • 226%
  • (489,000 / $216,000)
19Genworth Mortgage Insurance Co 30 66%3%
  • 271%
  • (95,000 / $35,000)
  • 256%
  • (320,000 / $125,000)
20Wells Fargo Funding 29 100%0%
  • 240%
  • (252,000 / $105,000)
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Harris, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,999
  2. Loan Applications Denied: 567
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 2,605
  5. % of Loan Applications Originated 65

Harris, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history16
Collateral9
Debt-to-income ratio6
Credit application incomplete2
Unverifiable information1

Harris, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,411 6515
$100,000 - $300,0002,344 6313
$300,000 - $500,000232 6911
$500,000 - $1,000,00012 4141

Harris, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,228 6215
$100,000 - $300,000719 739
$300,000 - $500,00029 850
$500,000 - $1,000,00018 8211
$1,000,000 - $1,500,0005 1000

Loan to Income Ratios Research for Mortgage in Harris, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%19874 14
30 - 60%24871 9
60 - 100%34766 10
100 - 200%1,07568 13
200 - 300%1,09462 13
300 - 400%60462 13
> 400%43352 23

Harris, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,623 6414
Not Owner-Occupied As A Principal Dwelling358 7311
Not Applicable5 4040

Home Owner Property Type Statistics in Harris, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,588 6414
One To Four-Family214 774
Manufactured Housing197 5622
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