Top Hampton, MN Mortgage Lenders

RankHampton Mortgage LenderHampton Home Loans ProcessedHampton Home Loans ApprovedHampton Home Loans DeniedHampton Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHampton Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 270 62%18%
  • 235%
  • (73,000 Loan / $31,000 Income)
  • 212%
  • (170,000 Loan / $80,000 Income)
2Merchants Bank 108 73%14%
  • 213%
  • (246,000 / $115,000)
  • 367%
  • (180,000 / $49,000)
3Vermillion State Bank 72 75%6%
  • 162%
  • (154,000 / $95,000)
  • 284%
  • (233,000 / $82,000)
4Jpmorgan Chase Bank 67 86%11%
  • 274%
  • (247,000 / $90,000)
  • 304%
  • (274,000 / $90,000)
5Us Bank 56 78%19%
  • 301%
  • (350,000 / $116,000)
  • 394%
  • (205,000 / $52,000)
6Citimortgage 41 80%14%
  • 208%
  • (144,000 / $69,000)
  • 306%
  • (245,000 / $80,000)
7Countrywide Bank Fsb 34 61%20%
  • 354%
  • (216,000 / $61,000)
  • 336%
  • (252,000 / $75,000)
8Agstar Financial Services 32 53%9%
  • 217%
  • (200,000 / $92,000)
  • 533%
  • (416,000 / $78,000)
9Summit Mortgage Corporation 28 82%10%
  • 328%
  • (279,000 / $85,000)
  • 658%
  • (408,000 / $62,000)
10Bank Of America 28 75%14%
  • 295%
  • (304,000 / $103,000)
  • 393%
  • (240,000 / $61,000)
11Tcf National Bank 23 34%47%
  • 359%
  • (187,000 / $52,000)
  • 300%
  • (650,000 / $216,000)
12Citibank 23 56%17%
  • 206%
  • (204,000 / $99,000)
  • 247%
  • (183,000 / $74,000)
13Countrywide Home Loans 21 90%4%
  • 345%
  • (290,000 / $84,000)
  • 58%
  • (65,000 / $112,000)
14Wells Fargo Funding 19 100%0%
  • 331%
  • (408,000 / $123,000)
0
15Beneficial Company Llc 19 10%78%
  • 100%
  • (73,000 / $73,000)
  • 279%
  • (394,000 / $141,000)
16Hiway Federal Credit Union 18 94%0%
  • 79%
  • (53,000 / $67,000)
0
17Us Bank North Dakota 17 35%41%
  • 129%
  • (675,000 / $523,000)
  • 308%
  • (145,000 / $47,000)
18Mortgage Guaranty Insurance Co 17 52%29%
  • 382%
  • (195,000 / $51,000)
  • 398%
  • (315,000 / $79,000)
19First Suburban National Bank 17 5%58%
  • 41%
  • (33,000 / $80,000)
  • 370%
  • (304,000 / $82,000)
20Affinity Plus Federal Credit U 16 68%6%
  • 156%
  • (156,000 / $100,000)
  • 33%
  • (10,000 / $30,000)

Hampton, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,526
  2. Loan Applications Denied: 291
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 968
  5. % of Loan Applications Originated 63

Hampton, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Debt-to-income ratio13
Credit history9
Credit application incomplete5
Unverifiable information3

Hampton, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000267 6021
$100,000 - $300,0001,030 6616
$300,000 - $500,000210 4925
$500,000 - $1,000,00019 3136

Hampton, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,108 6120
$100,000 - $300,000394 6715
$300,000 - $500,00016 3712
$500,000 - $1,000,0006 1000
$1,000,000 - $1,500,0001 0100
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Hampton, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5262 28
30 - 60%7860 20
60 - 100%11066 13
100 - 200%28267 14
200 - 300%39769 15
300 - 400%31061 21
> 400%29752 24

Hampton, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,468 6318
Not Owner-Occupied As A Principal Dwelling55 5627

Home Owner Property Type Statistics in Hampton, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,446 6319
One To Four-Family68 6313
Manufactured Housing12 3358
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