Top Hadley, MN Mortgage Lenders

RankHadley Mortgage LenderHadley Home Loans ProcessedHadley Home Loans ApprovedHadley Home Loans DeniedHadley Mortgage Median Loan to Income Ratio (LTR) for Approved LoansHadley Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 902 61%19%
  • 207%
  • (83,000 Loan / $40,000 Income)
  • 175%
  • (128,000 Loan / $73,000 Income)
2Countrywide Bank Fsb 279 71%16%
  • 243%
  • (100,000 / $41,000)
  • 222%
  • (89,000 / $40,000)
3Jpmorgan Chase Bank 266 83%14%
  • 266%
  • (112,000 / $42,000)
  • 214%
  • (90,000 / $42,000)
4Citimortgage 254 74%12%
  • 192%
  • (150,000 / $78,000)
  • 214%
  • (159,000 / $74,000)
5Affinity Plus Federal Credit U 217 70%5%
  • 78%
  • (78,000 / $99,000)
  • 250%
  • (50,000 / $20,000)
6Countrywide Home Loans 183 77%12%
  • 230%
  • (145,000 / $63,000)
  • 250%
  • (173,000 / $69,000)
7Bank Of America 166 61%19%
  • 257%
  • (147,000 / $57,000)
  • 200%
  • (245,000 / $122,000)
8Genworth Mortgage Insurance Co 165 49%0%
  • 269%
  • (159,000 / $59,000)
  • 443%
  • (293,000 / $66,000)
9Beneficial Company Llc 159 3%79%
  • 194%
  • (70,000 / $36,000)
  • 228%
  • (135,000 / $59,000)
10Associated Bank 140 73%17%
  • 119%
  • (85,000 / $71,000)
  • 76%
  • (36,000 / $47,000)
11Mortgage Guaranty Insurance Co 132 62%9%
  • 252%
  • (111,000 / $44,000)
  • 272%
  • (180,000 / $66,000)
12Agstar Financial Services 130 64%16%
  • 178%
  • (200,000 / $112,000)
  • 318%
  • (156,000 / $49,000)
13Us Bank North Dakota 127 32%48%
  • 135%
  • (46,000 / $34,000)
  • 186%
  • (166,000 / $89,000)
14Citifinancial Services Inc 124 37%41%
  • 141%
  • (41,000 / $29,000)
  • 209%
  • (44,000 / $21,000)
15Us Bank 123 70%12%
  • 239%
  • (220,000 / $92,000)
  • 249%
  • (142,000 / $57,000)
16Citibank 95 69%18%
  • 53%
  • (25,000 / $47,000)
  • 70%
  • (60,000 / $85,000)
17Embrace Home Loans, 81 3%44%
  • 201%
  • (131,000 / $65,000)
  • 300%
  • (195,000 / $65,000)
18Bell America Mortgage Llc Dba 77 57%2%
  • 294%
  • (100,000 / $34,000)
  • 446%
  • (183,000 / $41,000)
19Wells Fargo Funding 76 98%1%
  • 275%
  • (182,000 / $66,000)
  • 386%
  • (174,000 / $45,000)
20United Guaranty Corporation 73 80%4%
  • 282%
  • (144,000 / $51,000)
  • 234%
  • (68,000 / $29,000)

Hadley, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 6,703
  2. Loan Applications Denied: 1,373
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 4,027
  5. % of Loan Applications Originated 60

Hadley, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history10
Debt-to-income ratio6
Credit application incomplete3
Unverifiable information1

Hadley, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,632 5823
$100,000 - $300,0003,805 6118
$300,000 - $500,000245 5521
$500,000 - $1,000,00018 6627
$1,000,000 - $1,500,0002 500
> $2,000,0001 0100

Hadley, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,648 5821
$100,000 - $300,000968 6416
$300,000 - $500,00050 7022
$500,000 - $1,000,00028 4235
$1,000,000 - $1,500,0004 00
$1,500,000 - $2,000,0003 1000
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Hadley, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%32557 27
30 - 60%44256 25
60 - 100%59360 20
100 - 200%1,73862 16
200 - 300%1,84262 17
300 - 400%1,04160 19
> 400%72247 31

Hadley, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,138 5920
Not Owner-Occupied As A Principal Dwelling509 6221
Not Applicable17 5211

Home Owner Property Type Statistics in Hadley, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)5,915 5921
One To Four-Family561 673
Manufactured Housing227 4729
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