Top Gregory, MN Mortgage Lenders

RankGregory Mortgage LenderGregory Home Loans ProcessedGregory Home Loans ApprovedGregory Home Loans DeniedGregory Mortgage Median Loan to Income Ratio (LTR) for Approved LoansGregory Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 47 57%21%
  • 135%
  • (81,000 Loan / $60,000 Income)
  • 162%
  • (65,000 Loan / $40,000 Income)
2Midwest Bank 33 90%9%
  • 127%
  • (61,000 / $48,000)
  • 255%
  • (120,000 / $47,000)
3Ultima Bank Minnesota 24 87%8%
  • 94%
  • (113,000 / $120,000)
  • 97%
  • (44,000 / $45,000)
4Citifinancial Services Inc 24 29%54%
  • 113%
  • (41,000 / $36,000)
  • 54%
  • (17,000 / $31,000)
5Jpmorgan Chase Bank 23 86%4%
  • 181%
  • (120,000 / $66,000)
  • 515%
  • (98,000 / $19,000)
6Embrace Home Loans, 23 8%56%
  • 306%
  • (150,000 / $49,000)
  • 203%
  • (67,000 / $33,000)
7Us Bank 21 71%28%
  • 150%
  • (260,000 / $173,000)
  • 255%
  • (189,000 / $74,000)
8Citimortgage 21 71%19%
  • 276%
  • (119,000 / $43,000)
  • 321%
  • (61,000 / $19,000)
9State Bank & Trust 14 50%21%
  • 109%
  • (157,000 / $143,000)
  • 42%
  • (24,000 / $57,000)
10Countrywide Bank Fsb 14 71%21%
  • 165%
  • (96,000 / $58,000)
  • 187%
  • (60,000 / $32,000)
11American Federal Bank 14 100%0%
  • 109%
  • (124,000 / $113,000)
0
12Bremer Bank Na (Fargo) 13 53%15%
  • 204%
  • (151,000 / $74,000)
  • 279%
  • (81,000 / $29,000)
13First National Bank 12 58%33%
  • 129%
  • (22,000 / $17,000)
  • 114%
  • (62,000 / $54,000)
14Republic Mortgage Insurance Co 10 50%0%
  • 157%
  • (129,000 / $82,000)
0
15Alerus Financial 9 88%11%
  • 125%
  • (140,000 / $112,000)
  • 26%
  • (30,000 / $114,000)
16Hfc Company Llc 8 12%75%
  • 286%
  • (66,000 / $23,000)
  • 300%
  • (72,000 / $24,000)
17Affinity Plus Federal Credit U 8 75%0%
  • 83%
  • (30,000 / $36,000)
0
18Countrywide Home Loans 7 85%14% 0
  • 285%
  • (60,000 / $21,000)
19Washington Mutual Bank 6 66%33%
  • 285%
  • (60,000 / $21,000)
  • 217%
  • (61,000 / $28,000)
20Radian Guaranty 6 66%0%
  • 288%
  • (52,000 / $18,000)
0

Gregory, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 534
  2. Loan Applications Denied: 117
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 331
  5. % of Loan Applications Originated 61

Gregory, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history10
Debt-to-income ratio7
Credit application incomplete2
Unverifiable information1

Gregory, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000317 5724
$100,000 - $300,000207 6716
$300,000 - $500,0009 3344
$500,000 - $1,000,0001 1000

Gregory, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000449 5923
$100,000 - $300,00082 7313
$300,000 - $500,0002 500
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage in Gregory, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2657 23
30 - 60%5060 26
60 - 100%7466 21
100 - 200%17864 17
200 - 300%12258 27
300 - 400%4559 15
> 400%3955 25

Gregory, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling439 5825
Not Owner-Occupied As A Principal Dwelling90 826
Not Applicable2 5050

Home Owner Property Type Statistics in Gregory, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)476 6222
One To Four-Family32 593
Manufactured Housing26 6126
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