Top Granville, MN Mortgage Lenders

RankGranville Mortgage LenderGranville Home Loans ProcessedGranville Home Loans ApprovedGranville Home Loans DeniedGranville Mortgage Median Loan to Income Ratio (LTR) for Approved LoansGranville Mortgage Median LTR for Denied Loans
1American Federal Bank 85 75%16%
  • 84%
  • (76,000 Loan / $90,000 Income)
  • 71%
  • (60,000 Loan / $84,000 Income)
2Wells Fargo Bank 40 45%25%
  • 132%
  • (82,000 / $62,000)
  • 103%
  • (30,000 / $29,000)
3Marshall Bank 25 84%16%
  • 70%
  • (21,000 / $30,000)
  • 105%
  • (20,000 / $19,000)
4Citimortgage 22 100%0%
  • 193%
  • (120,000 / $62,000)
0
5Us Bank 19 78%10%
  • 140%
  • (35,000 / $25,000)
  • 718%
  • (115,000 / $16,000)
6Citifinancial Services Inc 18 44%5%
  • 131%
  • (42,000 / $32,000)
  • 129%
  • (83,000 / $64,000)
7Prime Security Bank 16 81%18%
  • 57%
  • (49,000 / $85,000)
  • 100%
  • (15,000 / $15,000)
8Jpmorgan Chase Bank 13 46%46%
  • 377%
  • (117,000 / $31,000)
  • 121%
  • (28,000 / $23,000)
9Genworth Mortgage Insurance Co 11 54%0%
  • 136%
  • (34,000 / $25,000)
0
10Bank Of America 11 72%18%
  • 331%
  • (116,000 / $35,000)
  • 220%
  • (121,000 / $55,000)
11Countrywide Bank Fsb 10 50%40%
  • 148%
  • (40,000 / $27,000)
  • 303%
  • (200,000 / $66,000)
12Mortgage Guaranty Insurance Co 8 62%0%
  • 118%
  • (38,000 / $32,000)
0
13Merchants Bank 7 85%14%
  • 129%
  • (48,000 / $37,000)
  • 315%
  • (120,000 / $38,000)
14Beneficial Company Llc 6 33%66%
  • 323%
  • (68,000 / $21,000)
  • 154%
  • (91,000 / $59,000)
15Us Bank North Dakota 5 20%40%
  • 170%
  • (94,000 / $55,000)
  • 218%
  • (140,000 / $64,000)
16United Valley Bank 5 60%40%
  • 80%
  • (65,000 / $81,000)
  • 152%
  • (55,000 / $36,000)
17Wells Fargo Funding 4 100%0%
  • 186%
  • (54,000 / $29,000)
0
18Valley Mortgage Inc 4 100%0%
  • 194%
  • (76,000 / $39,000)
0
19Us Bk Na Nd 4 75%25%
  • 75%
  • (52,000 / $69,000)
  • 48%
  • (120,000 / $247,000)
20State Farm Bank 4 25%50%
  • 118%
  • (38,000 / $32,000)
  • 103%
  • (56,000 / $54,000)

Granville, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 452
  2. Loan Applications Denied: 85
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 289
  5. % of Loan Applications Originated 63

Granville, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history17
Collateral9
Debt-to-income ratio4
Employment history2
Credit application incomplete1

Granville, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000336 6419
$100,000 - $300,000113 5717
$300,000 - $500,0001 1000
$500,000 - $1,000,0002 1000

Granville, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000388 6120
$100,000 - $300,00053 829
$300,000 - $500,0008 740
$500,000 - $1,000,0003 330

Loan to Income Ratios Research for Mortgage in Granville, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3069 13
30 - 60%5363 18
60 - 100%9569 15
100 - 200%18566 18
200 - 300%5457 14
300 - 400%2544 32
> 400%1030 50

Granville, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling432 6318
Not Owner-Occupied As A Principal Dwelling19 6815
Not Applicable1 00

Home Owner Property Type Statistics in Granville, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)399 6320
One To Four-Family31 700
Manufactured Housing22 5918
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