Top Goose Prairie, MN Mortgage Lenders

RankGoose Prairie Mortgage LenderGoose Prairie Home Loans ProcessedGoose Prairie Home Loans ApprovedGoose Prairie Home Loans DeniedGoose Prairie Mortgage Median Loan to Income Ratio (LTR) for Approved LoansGoose Prairie Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 314 71%12%
  • 186%
  • (181,000 Loan / $97,000 Income)
  • 163%
  • (200,000 Loan / $122,000 Income)
2State Bank & Trust 148 66%17%
  • 136%
  • (115,000 / $84,000)
  • 208%
  • (129,000 / $62,000)
3Northwestern Bank 145 93%2%
  • 84%
  • (21,000 / $25,000)
  • 111%
  • (75,000 / $67,000)
4First National Bank 144 65%20%
  • 149%
  • (76,000 / $51,000)
  • 200%
  • (24,000 / $12,000)
5Jpmorgan Chase Bank 105 90%6%
  • 140%
  • (150,000 / $107,000)
  • 286%
  • (123,000 / $43,000)
6State Bank Of Hawley 104 93%5%
  • 80%
  • (50,000 / $62,000)
  • 169%
  • (100,000 / $59,000)
7Cornerstone Bank 86 74%3%
  • 195%
  • (84,000 / $43,000)
  • 177%
  • (133,000 / $75,000)
8Citimortgage 86 89%1%
  • 194%
  • (140,000 / $72,000)
  • 323%
  • (194,000 / $60,000)
9Gate City Bank 84 75%8%
  • 167%
  • (134,000 / $80,000)
  • 230%
  • (288,000 / $125,000)
10Bremer Bank Na (Fargo) 82 79%6%
  • 184%
  • (122,000 / $66,000)
  • 59%
  • (100,000 / $167,000)
11Us Bank 67 83%11%
  • 224%
  • (101,000 / $45,000)
  • 194%
  • (220,000 / $113,000)
12Wealthbridge Mortgage Corp. 48 83%2%
  • 176%
  • (180,000 / $102,000)
  • 197%
  • (225,000 / $114,000)
13Wells Fargo Funding 44 100%0%
  • 147%
  • (75,000 / $51,000)
0
14Town And Country Credit Union 42 88%4%
  • 156%
  • (188,000 / $120,000)
  • 231%
  • (139,000 / $60,000)
15Bank Of America 41 80%9%
  • 217%
  • (63,000 / $29,000)
  • 197%
  • (97,000 / $49,000)
16Mortgage Guaranty Insurance Co 37 83%2%
  • 225%
  • (122,000 / $54,000)
  • 275%
  • (160,000 / $58,000)
17Affiliated Mortgage Company 34 100%0% 0 0
18Genworth Mortgage Insurance Co 30 53%0%
  • 241%
  • (169,000 / $70,000)
0
19Affinity Plus Federal Credit U 29 72%6%
  • 80%
  • (63,000 / $78,000)
  • 68%
  • (32,000 / $47,000)
20First International Bank & Tru 28 67%17%
  • 211%
  • (237,000 / $112,000)
  • 193%
  • (312,000 / $161,000)

Goose Prairie, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,296
  2. Loan Applications Denied: 277
  3. % of Loan Applications Denied: 12
  4. # of Loan Originations: 1,695
  5. % of Loan Applications Originated 73

Goose Prairie, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history14
Collateral10
Debt-to-income ratio8
Employment history2
Insufficient cash (downpayment, closing costs)1

Goose Prairie, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000910 7214
$100,000 - $300,0001,299 7410
$300,000 - $500,00087 7310

Goose Prairie, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,785 7113
$100,000 - $300,000489 786
$300,000 - $500,00011 900
$500,000 - $1,000,0006 500
$1,000,000 - $1,500,0003 3333
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Goose Prairie, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%14778 14
30 - 60%16576 10
60 - 100%21175 11
100 - 200%77877 9
200 - 300%61672 11
300 - 400%24968 14
> 400%13053 23

Goose Prairie, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,222 7312
Not Owner-Occupied As A Principal Dwelling71 6911
Not Applicable1 1000

Home Owner Property Type Statistics in Goose Prairie, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,124 7312
One To Four-Family111 762
Manufactured Housing61 6822
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