Top German, NE Mortgage Lenders

RankGerman Mortgage LenderGerman Home Loans ProcessedGerman Home Loans ApprovedGerman Home Loans DeniedGerman Mortgage Median Loan to Income Ratio (LTR) for Approved LoansGerman Mortgage Median LTR for Denied Loans
1First State Bank 273 78%15%
  • 130%
  • (65,000 Loan / $50,000 Income)
  • 151%
  • (132,000 Loan / $87,000 Income)
2Wells Fargo Bank 148 59%20%
  • 152%
  • (137,000 / $90,000)
  • 155%
  • (67,000 / $43,000)
3Tierone Bank 94 73%12%
  • 120%
  • (60,000 / $50,000)
  • 192%
  • (77,000 / $40,000)
4Embrace Home Loans, 61 3%45%
  • 295%
  • (180,000 / $61,000)
  • 202%
  • (101,000 / $50,000)
5Mortgage Guaranty Insurance Co 53 88%7%
  • 188%
  • (164,000 / $87,000)
  • 231%
  • (104,000 / $45,000)
6Security First Bank 52 73%19%
  • 119%
  • (31,000 / $26,000)
  • 187%
  • (120,000 / $64,000)
7Jpmorgan Chase Bank 41 82%14%
  • 157%
  • (132,000 / $84,000)
  • 193%
  • (139,000 / $72,000)
8Suntrust Mortgage 35 94%5%
  • 192%
  • (98,000 / $51,000)
  • 197%
  • (89,000 / $45,000)
9Bank Of America 31 80%12%
  • 235%
  • (66,000 / $28,000)
  • 197%
  • (91,000 / $46,000)
10Great Western Bank 29 58%27%
  • 166%
  • (123,000 / $74,000)
  • 187%
  • (60,000 / $32,000)
11Citimortgage 28 82%14%
  • 82%
  • (161,000 / $196,000)
  • 147%
  • (62,000 / $42,000)
12Quicken Loans 27 66%25%
  • 240%
  • (53,000 / $22,000)
  • 186%
  • (123,000 / $66,000)
13Wells Fargo Funding 25 100%0% 0 0
14New Day Financial, Llc 24 0%20% 0
  • 255%
  • (115,000 / $45,000)
15Genworth Mortgage Insurance Co 24 58%12%
  • 173%
  • (247,000 / $142,000)
  • 141%
  • (89,000 / $63,000)
16Us Bank 22 90%4%
  • 180%
  • (90,000 / $50,000)
  • 248%
  • (134,000 / $54,000)
17Flagstar Bank 22 68%22%
  • 244%
  • (186,000 / $76,000)
  • 174%
  • (89,000 / $51,000)
18Pinnacle Bank 21 80%9%
  • 111%
  • (29,000 / $26,000)
  • 463%
  • (88,000 / $19,000)
19Wells Fargo Fin'l Nebraska,Inc 20 45%20%
  • 141%
  • (75,000 / $53,000)
  • 141%
  • (133,000 / $94,000)
20Central National Bank 19 100%0%
  • 267%
  • (83,000 / $31,000)
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German, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,455
  2. Loan Applications Denied: 277
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 943
  5. % of Loan Applications Originated 64

German, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral7
Credit history7
Debt-to-income ratio4
Credit application incomplete2
Unverifiable information1

German, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000890 6320
$100,000 - $300,000546 6416
$300,000 - $500,00014 850
$500,000 - $1,000,0004 5050
> $2,000,0001 1000

German, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,287 6220
$100,000 - $300,000151 745
$300,000 - $500,0006 820
$500,000 - $1,000,0008 7512
$1,000,000 - $1,500,0002 1000
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in German, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%10480 9
30 - 60%7260 25
60 - 100%14372 14
100 - 200%61962 18
200 - 300%31265 18
300 - 400%12850 29
> 400%7759 22

German, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,362 6319
Not Owner-Occupied As A Principal Dwelling90 8013

Home Owner Property Type Statistics in German, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,315 6319
One To Four-Family121 7710
Manufactured Housing19 5736
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