Top Fortier, MN Mortgage Lenders

RankFortier Mortgage LenderFortier Home Loans ProcessedFortier Home Loans ApprovedFortier Home Loans DeniedFortier Mortgage Median Loan to Income Ratio (LTR) for Approved LoansFortier Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 75 72%18%
  • 130%
  • (110,000 Loan / $84,000 Income)
  • 168%
  • (91,000 Loan / $54,000 Income)
2Citimortgage 33 63%6%
  • 173%
  • (59,000 / $34,000)
  • 129%
  • (22,000 / $17,000)
3Us Bank 29 82%13%
  • 218%
  • (24,000 / $11,000)
  • 216%
  • (80,000 / $37,000)
4Jpmorgan Chase Bank 21 85%14%
  • 203%
  • (128,000 / $63,000)
  • 276%
  • (108,000 / $39,000)
5Bank Of The West 20 80%20%
  • 127%
  • (83,000 / $65,000)
  • 104%
  • (26,000 / $25,000)
6Kleinbank 18 61%22%
  • 82%
  • (55,000 / $67,000)
  • 138%
  • (98,000 / $71,000)
7Bank Of America 15 93%6%
  • 155%
  • (131,000 / $84,000)
  • 182%
  • (64,000 / $35,000)
8Genworth Mortgage Insurance Co 12 58%8%
  • 171%
  • (91,000 / $53,000)
  • 185%
  • (280,000 / $151,000)
9Radian Guaranty 11 72%0%
  • 172%
  • (57,000 / $33,000)
0
10New York Community Bank 9 44%22%
  • 265%
  • (130,000 / $49,000)
  • 216%
  • (130,000 / $60,000)
11First Bank & Trust 9 55%11%
  • 203%
  • (114,000 / $56,000)
  • 140%
  • (35,000 / $25,000)
12Countrywide Home Loans 9 77%22%
  • 167%
  • (57,000 / $34,000)
  • 373%
  • (243,000 / $65,000)
13Countrywide Bank Fsb 9 55%44%
  • 175%
  • (77,000 / $44,000)
  • 217%
  • (74,000 / $34,000)
14C.U. Mortgage Services, 9 33%11%
  • 205%
  • (123,000 / $60,000)
  • 157%
  • (96,000 / $61,000)
15Us Bk Na Nd 8 37%50%
  • 39%
  • (60,000 / $151,000)
  • 154%
  • (54,000 / $35,000)
16Pmi Mortgage Insurance Co. 8 75%0%
  • 321%
  • (350,000 / $109,000)
0
17Mortgage Guaranty Insurance Co 8 75%0%
  • 141%
  • (88,000 / $62,000)
0
18Washington Mutual Bank 7 100%0%
  • 125%
  • (59,000 / $47,000)
0
19Us Bank North Dakota 7 28%57%
  • 216%
  • (67,000 / $31,000)
  • 197%
  • (140,000 / $71,000)
20Citibank 7 85%14% 0
  • 58%
  • (75,000 / $129,000)

Fortier, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 482
  2. Loan Applications Denied: 94
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 306
  5. % of Loan Applications Originated 63

Fortier, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history9
Debt-to-income ratio5
Insufficient cash (downpayment, closing costs)2
Credit application incomplete2

Fortier, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000285 6420
$100,000 - $300,000185 6217
$300,000 - $500,00012 4125

Fortier, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000412 6318
$100,000 - $300,00063 5925
$300,000 - $500,0004 5025
$500,000 - $1,000,0003 990

Loan to Income Ratios Research for Mortgage in Fortier, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2568 28
30 - 60%4057 25
60 - 100%6161 14
100 - 200%19469 16
200 - 300%10859 21
300 - 400%3655 16
> 400%1838 38

Fortier, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling469 6319
Not Owner-Occupied As A Principal Dwelling12 6625

Home Owner Property Type Statistics in Fortier, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)435 6221
One To Four-Family47 682
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