Top Florence, NE Mortgage Lenders

RankFlorence Mortgage LenderFlorence Home Loans ProcessedFlorence Home Loans ApprovedFlorence Home Loans DeniedFlorence Mortgage Median Loan to Income Ratio (LTR) for Approved LoansFlorence Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 173 68%15%
  • 157%
  • (137,000 Loan / $87,000 Income)
  • 232%
  • (100,000 Loan / $43,000 Income)
2First National Bank Of Omaha 116 73%10%
  • 138%
  • (256,000 / $185,000)
  • 150%
  • (92,000 / $61,000)
3American National Bank 80 75%17%
  • 112%
  • (56,000 / $50,000)
  • 93%
  • (56,000 / $60,000)
4Centris Federal Credit Union 45 80%4%
  • 70%
  • (55,000 / $78,000)
  • 323%
  • (55,000 / $17,000)
5Us Bank 41 85%4%
  • 213%
  • (220,000 / $103,000)
  • 1109%
  • (244,000 / $22,000)
6Citimortgage 38 86%2%
  • 217%
  • (417,000 / $192,000)
  • 55%
  • (345,000 / $622,000)
7Mutual Of Omaha Bank 37 89%2%
  • 140%
  • (100,000 / $71,000)
  • 161%
  • (87,000 / $54,000)
8Bank Of America 36 83%8%
  • 150%
  • (86,000 / $57,000)
  • 241%
  • (104,000 / $43,000)
9Bank Of The West 32 59%37%
  • 130%
  • (158,000 / $121,000)
  • 197%
  • (81,000 / $41,000)
10Metro Health Services Fcu 28 50%10%
  • 128%
  • (184,000 / $143,000)
  • 134%
  • (189,000 / $141,000)
11First Mortgage Company Llc 26 96%0%
  • 176%
  • (125,000 / $71,000)
0
12Wells Fargo Funding 23 95%0%
  • 161%
  • (210,000 / $130,000)
0
13Tierone Bank 22 72%13%
  • 190%
  • (124,000 / $65,000)
  • 207%
  • (334,000 / $161,000)
14Enterprise Bank N.A. 19 68%21%
  • 161%
  • (210,000 / $130,000)
  • 395%
  • (372,000 / $94,000)
15Beneficial Company Llc 19 5%78%
  • 53%
  • (56,000 / $105,000)
  • 139%
  • (99,000 / $71,000)
16Great Western Bank 17 70%23%
  • 211%
  • (150,000 / $71,000)
  • 243%
  • (236,000 / $97,000)
17Quicken Loans 16 81%12%
  • 214%
  • (266,000 / $124,000)
  • 510%
  • (148,000 / $29,000)
18Mortgage Guaranty Insurance Co 16 75%6%
  • 240%
  • (252,000 / $105,000)
  • 392%
  • (196,000 / $50,000)
19United Guaranty Corporation 15 80%6%
  • 214%
  • (180,000 / $84,000)
  • 249%
  • (409,000 / $164,000)
20Franklin American Mortgage Co 15 66%0%
  • 183%
  • (312,000 / $170,000)
0

Florence, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,330
  2. Loan Applications Denied: 205
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 930
  5. % of Loan Applications Originated 69

Florence, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Debt-to-income ratio12
Credit history12
Credit application incomplete4
Unverifiable information2

Florence, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000335 6522
$100,000 - $300,000822 7112
$300,000 - $500,000156 6812
$500,000 - $1,000,00015 6626
$1,000,000 - $1,500,0002 0100

Florence, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000747 6518
$100,000 - $300,000530 7411
$300,000 - $500,00030 7210
$500,000 - $1,000,00019 6221
$1,000,000 - $1,500,0001 1000
$1,500,000 - $2,000,0001 1000
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Florence, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%7774 19
30 - 60%8963 20
60 - 100%12974 11
100 - 200%47576 10
200 - 300%35165 14
300 - 400%13364 21
> 400%7645 32

Florence, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,282 6915
Not Owner-Occupied As A Principal Dwelling44 7913
Not Applicable2 1000

Home Owner Property Type Statistics in Florence, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,273 7015
One To Four-Family54 685
Manufactured Housing3 3333
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