Top Eyota, MN Mortgage Lenders

RankEyota Mortgage LenderEyota Home Loans ProcessedEyota Home Loans ApprovedEyota Home Loans DeniedEyota Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEyota Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 446 70%14%
  • 216%
  • (104,000 Loan / $48,000 Income)
  • 198%
  • (315,000 Loan / $159,000 Income)
2Eastwood Bank 320 73%10%
  • 196%
  • (110,000 / $56,000)
  • 227%
  • (246,000 / $108,000)
3Think Mutual Bank 142 64%9%
  • 114%
  • (114,000 / $100,000)
  • 201%
  • (155,000 / $77,000)
4Merchants Bank 142 72%9%
  • 202%
  • (280,000 / $138,000)
  • 343%
  • (134,000 / $39,000)
5Home Federal Savings Bank 82 70%10%
  • 181%
  • (80,000 / $44,000)
  • 107%
  • (118,000 / $110,000)
6F & M Community Bank 79 94%5%
  • 162%
  • (96,000 / $59,000)
  • 657%
  • (92,000 / $14,000)
7Affinity Plus Federal Credit U 72 59%6%
  • 114%
  • (123,000 / $107,000)
  • 139%
  • (71,000 / $51,000)
8Bank Of America 65 75%16%
  • 297%
  • (330,000 / $111,000)
  • 256%
  • (131,000 / $51,000)
9Peoples State Bank Of Plainvie 62 95%4%
  • 195%
  • (340,000 / $174,000)
  • 451%
  • (131,000 / $29,000)
10Countrywide Bank Fsb 61 57%22%
  • 200%
  • (215,000 / $107,000)
  • 221%
  • (213,000 / $96,000)
11Jpmorgan Chase Bank 60 91%6%
  • 220%
  • (117,000 / $53,000)
  • 382%
  • (157,000 / $41,000)
12Agstar Financial Services 60 53%10%
  • 191%
  • (450,000 / $235,000)
  • 340%
  • (75,000 / $22,000)
13Us Bank 57 78%15%
  • 276%
  • (69,000 / $25,000)
  • 323%
  • (97,000 / $30,000)
14Qr Lending Inc 53 60%11%
  • 180%
  • (217,000 / $120,000)
  • 194%
  • (138,000 / $71,000)
15First National Bank Of Plainvi 50 90%10%
  • 140%
  • (45,000 / $32,000)
  • 274%
  • (140,000 / $51,000)
16Mayo Employees Federal Cu 49 91%8%
  • 53%
  • (21,000 / $39,000)
  • 129%
  • (118,000 / $91,000)
17Citimortgage 49 77%8%
  • 346%
  • (90,000 / $26,000)
  • 353%
  • (230,000 / $65,000)
18Associated Bank 43 53%13%
  • 214%
  • (135,000 / $63,000)
  • 227%
  • (25,000 / $11,000)
19United Guaranty Corporation 42 92%0%
  • 241%
  • (176,000 / $73,000)
0
20First Alliance Credit Union 38 71%7%
  • 149%
  • (173,000 / $116,000)
  • 95%
  • (95,000 / $100,000)

Eyota, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,815
  2. Loan Applications Denied: 399
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 1,939
  5. % of Loan Applications Originated 68

Eyota, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history11
Debt-to-income ratio9
Collateral9
Credit application incomplete2
Unverifiable information1

Eyota, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000945 6914
$100,000 - $300,0001,742 6714
$300,000 - $500,000116 677
$500,000 - $1,000,00011 5427
$1,000,000 - $1,500,0001 1000

Eyota, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,231 6815
$100,000 - $300,000562 717
$300,000 - $500,00016 816
$500,000 - $1,000,0003 660
$1,000,000 - $1,500,0002 5050
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Eyota, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%16774 12
30 - 60%16770 12
60 - 100%19370 14
100 - 200%84469 11
200 - 300%79771 12
300 - 400%41364 16
> 400%23450 26

Eyota, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,705 6814
Not Owner-Occupied As A Principal Dwelling101 7611
Not Applicable3 1000

Home Owner Property Type Statistics in Eyota, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,610 6814
One To Four-Family157 811
Manufactured Housing48 5622
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