Top Evansville, MN Mortgage Lenders

RankEvansville Mortgage LenderEvansville Home Loans ProcessedEvansville Home Loans ApprovedEvansville Home Loans DeniedEvansville Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEvansville Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,434 62%17%
  • 194%
  • (175,000 Loan / $90,000 Income)
  • 188%
  • (51,000 Loan / $27,000 Income)
2Affinity Plus Federal Credit U 469 63%7%
  • 135%
  • (77,000 / $57,000)
  • 238%
  • (112,000 / $47,000)
3Jpmorgan Chase Bank 401 84%13%
  • 218%
  • (72,000 / $33,000)
  • 225%
  • (178,000 / $79,000)
4Citimortgage 322 85%7%
  • 209%
  • (400,000 / $191,000)
  • 242%
  • (102,000 / $42,000)
5Countrywide Bank Fsb 295 69%19%
  • 212%
  • (70,000 / $33,000)
  • 281%
  • (183,000 / $65,000)
6Us Bank 275 84%7%
  • 213%
  • (171,000 / $80,000)
  • 263%
  • (200,000 / $76,000)
7Bank Of America 189 74%14%
  • 208%
  • (48,000 / $23,000)
  • 255%
  • (69,000 / $27,000)
8Mortgage Guaranty Insurance Co 183 74%8%
  • 241%
  • (133,000 / $55,000)
  • 252%
  • (111,000 / $44,000)
9Countrywide Home Loans 171 82%11%
  • 216%
  • (115,000 / $53,000)
  • 226%
  • (113,000 / $50,000)
10Beneficial Company Llc 159 4%83%
  • 183%
  • (110,000 / $60,000)
  • 225%
  • (90,000 / $40,000)
11Riverwood Bank 135 74%6%
  • 112%
  • (63,000 / $56,000)
  • 233%
  • (35,000 / $15,000)
12Genworth Mortgage Insurance Co 120 71%0%
  • 214%
  • (234,000 / $109,000)
  • 470%
  • (160,000 / $34,000)
13Wells Fargo Fin'l Minnesota 111 18%46%
  • 263%
  • (161,000 / $61,000)
  • 236%
  • (177,000 / $75,000)
14Citibank 111 74%13%
  • 75%
  • (25,000 / $33,000)
  • 84%
  • (64,000 / $76,000)
15Citifinancial Services Inc 102 26%42%
  • 166%
  • (40,000 / $24,000)
  • 95%
  • (41,000 / $43,000)
16Wells Fargo Funding 101 99%0%
  • 265%
  • (297,000 / $112,000)
  • 605%
  • (230,000 / $38,000)
17Hfc Company Llc 97 6%78%
  • 185%
  • (78,000 / $42,000)
  • 230%
  • (106,000 / $46,000)
18Kleinbank 96 72%12%
  • 108%
  • (38,000 / $35,000)
  • 200%
  • (132,000 / $66,000)
19State Bank & Trust 93 78%9%
  • 108%
  • (100,000 / $92,000)
  • 239%
  • (211,000 / $88,000)
20Us Bank North Dakota 85 38%36%
  • 197%
  • (73,000 / $37,000)
  • 171%
  • (113,000 / $66,000)

Evansville, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 9,137
  2. Loan Applications Denied: 1,698
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 5,852
  5. % of Loan Applications Originated 64

Evansville, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Credit history10
Debt-to-income ratio8
Credit application incomplete3
Unverifiable information2

Evansville, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,459 6020
$100,000 - $300,0004,838 6317
$300,000 - $500,000687 7014
$500,000 - $1,000,000126 6919
$1,000,000 - $1,500,00022 6318
$1,500,000 - $2,000,0002 500
> $2,000,0003 660

Evansville, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0007,111 6020
$100,000 - $300,0001,761 7211
$300,000 - $500,000166 7114
$500,000 - $1,000,00076 823
$1,000,000 - $1,500,00014 6314
$1,500,000 - $2,000,0003 660
> $2,000,0006 830

Loan to Income Ratios Research for Mortgage in Evansville, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%43364 21
30 - 60%63263 18
60 - 100%81966 17
100 - 200%2,66867 14
200 - 300%2,45063 17
300 - 400%1,28562 20
> 400%85052 29

Evansville, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling7,790 6219
Not Owner-Occupied As A Principal Dwelling1,290 7512
Not Applicable19 5715

Home Owner Property Type Statistics in Evansville, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)8,312 6319
One To Four-Family595 755
Manufactured Housing230 5331
More Evansville, MN Mortgage Research: