Top Esko, MN Mortgage Lenders

RankEsko Mortgage LenderEsko Home Loans ProcessedEsko Home Loans ApprovedEsko Home Loans DeniedEsko Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEsko Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 197 68%17%
  • 193%
  • (180,000 Loan / $93,000 Income)
  • 212%
  • (102,000 Loan / $48,000 Income)
2Affinity Plus Federal Credit U 69 75%2%
  • 161%
  • (58,000 / $36,000)
  • 344%
  • (124,000 / $36,000)
3Us Bank 55 81%18%
  • 238%
  • (198,000 / $83,000)
  • 197%
  • (602,000 / $305,000)
4North Shore Bank Of Commerce 25 92%8%
  • 238%
  • (272,000 / $114,000)
  • 360%
  • (198,000 / $55,000)
5Consumer Loan Services Llc 25 64%28%
  • 207%
  • (185,000 / $89,000)
  • 263%
  • (100,000 / $38,000)
6Us Bk Na Nd 22 50%45%
  • 95%
  • (99,000 / $104,000)
  • 216%
  • (229,000 / $106,000)
7Members Cooperative Credit Uni 22 22%31%
  • 190%
  • (40,000 / $21,000)
  • 270%
  • (176,000 / $65,000)
8Citibank 20 45%15%
  • 245%
  • (118,000 / $48,000)
  • 462%
  • (222,000 / $48,000)
9Jpmorgan Chase Bank 18 83%11%
  • 225%
  • (243,000 / $108,000)
  • 84%
  • (169,000 / $200,000)
10Agstar Financial Services 18 55%11%
  • 286%
  • (149,000 / $52,000)
  • 604%
  • (254,000 / $42,000)
11Frandsen Bank & Trust 16 81%0%
  • 135%
  • (187,000 / $138,000)
0
12Mortgage Guaranty Insurance Co 14 78%0%
  • 224%
  • (146,000 / $65,000)
0
13Merchants Bank 14 85%7%
  • 202%
  • (176,000 / $87,000)
  • 177%
  • (87,000 / $49,000)
14Cmg Mortgage Insurance Co. 14 57%0%
  • 205%
  • (123,000 / $60,000)
0
15United Guaranty Corporation 13 84%0%
  • 212%
  • (168,000 / $79,000)
0
16Quicken Loans 10 100%0%
  • 262%
  • (215,000 / $82,000)
0
17C.U. Mortgage Services, 10 100%0%
  • 181%
  • (96,000 / $53,000)
0
18Ally Bank 10 70%20%
  • 275%
  • (253,000 / $92,000)
  • 432%
  • (376,000 / $87,000)
19Radian Guaranty 9 77%0%
  • 252%
  • (349,000 / $138,000)
0
20Cornerstone State Bank 9 100%0%
  • 113%
  • (59,000 / $52,000)
0

Esko, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 824
  2. Loan Applications Denied: 116
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 579
  5. % of Loan Applications Originated 70

Esko, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history13
Debt-to-income ratio7
Credit application incomplete1
Mortgage insurance denied0

Esko, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000184 6217
$100,000 - $300,000573 7212
$300,000 - $500,00065 6616
$500,000 - $1,000,0002 0100

Esko, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000590 6814
$100,000 - $300,000220 7511
$300,000 - $500,0009 4422
$500,000 - $1,000,0004 5025
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage in Esko, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2352 26
30 - 60%4763 10
60 - 100%6167 16
100 - 200%25373 10
200 - 300%25774 11
300 - 400%11565 17
> 400%6858 27

Esko, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling727 7014
Not Owner-Occupied As A Principal Dwelling93 7213
Not Applicable3 6633

Home Owner Property Type Statistics in Esko, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)748 7014
One To Four-Family53 711
Manufactured Housing23 6026
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