Top El Valle De Arroyo Seco, NM Mortgage Lenders

RankEl Valle De Arroyo Seco Mortgage LenderEl Valle De Arroyo Seco Home Loans ProcessedEl Valle De Arroyo Seco Home Loans ApprovedEl Valle De Arroyo Seco Home Loans DeniedEl Valle De Arroyo Seco Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEl Valle De Arroyo Seco Mortgage Median LTR for Denied Loans
1Los Alamos National Bank 116 59%17%
  • 128%
  • (99,000 Loan / $77,000 Income)
  • 227%
  • (98,000 Loan / $43,000 Income)
2Beneficial Company Llc 79 8%62%
  • 16%
  • (5,000 / $31,000)
  • 208%
  • (351,000 / $168,000)
3Wells Fargo Bank 78 23%42%
  • 212%
  • (117,000 / $55,000)
  • 130%
  • (30,000 / $23,000)
4Citifinancial, 50 32%52%
  • 247%
  • (151,000 / $61,000)
  • 154%
  • (17,000 / $11,000)
5Del Norte Credit Union 42 33%54%
  • 108%
  • (112,000 / $103,000)
  • 130%
  • (85,000 / $65,000)
6Bank Of America 39 56%38%
  • 194%
  • (134,000 / $69,000)
  • 185%
  • (180,000 / $97,000)
721st Mortgage 38 7%65%
  • 265%
  • (93,000 / $35,000)
  • 176%
  • (23,000 / $13,000)
8Wells Fargo Fin'l New Mexico 32 12%59%
  • 200%
  • (100,000 / $50,000)
  • 268%
  • (255,000 / $95,000)
9Flagstar Bank 29 55%34%
  • 192%
  • (208,000 / $108,000)
  • 250%
  • (128,000 / $51,000)
10Century Bank 29 13%51%
  • 176%
  • (212,000 / $120,000)
  • 183%
  • (22,000 / $12,000)
11First Suburban National Bank 21 19%57%
  • 337%
  • (280,000 / $83,000)
  • 336%
  • (168,000 / $50,000)
12Countrywide Bank Fsb 18 66%11%
  • 267%
  • (75,000 / $28,000)
  • 411%
  • (362,000 / $88,000)
13Jpmorgan Chase Bank 17 64%35%
  • 277%
  • (322,000 / $116,000)
  • 317%
  • (394,000 / $124,000)
14Countrywide Home Loans 17 64%29%
  • 308%
  • (105,000 / $34,000)
  • 277%
  • (388,000 / $140,000)
15New Day Financial, Llc 16 0%81% 0
  • 425%
  • (238,000 / $56,000)
16Citimortgage 16 75%18%
  • 168%
  • (133,000 / $79,000)
  • 357%
  • (322,000 / $90,000)
17Nationstar Mortgage Llc 15 6%46%
  • 371%
  • (130,000 / $35,000)
  • 417%
  • (217,000 / $52,000)
18National City Bank 14 50%14%
  • 307%
  • (197,000 / $64,000)
  • 474%
  • (128,000 / $27,000)
19Us Bank 13 46%30%
  • 158%
  • (46,000 / $29,000)
  • 123%
  • (88,000 / $71,000)
20Reliance First Capital Llc 12 16%41%
  • 235%
  • (165,000 / $70,000)
  • 394%
  • (379,000 / $96,000)

El Valle De Arroyo Seco, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,079
  2. Loan Applications Denied: 436
  3. % of Loan Applications Denied: 40
  4. # of Loan Originations: 383
  5. % of Loan Applications Originated 35

El Valle De Arroyo Seco, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history28
Collateral19
Debt-to-income ratio16
Unverifiable information4
Credit application incomplete4

El Valle De Arroyo Seco, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000376 3344
$100,000 - $300,000589 3737
$300,000 - $500,000105 2442
$500,000 - $1,000,0009 6622

El Valle De Arroyo Seco, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000846 3344
$100,000 - $300,000225 4425
$300,000 - $500,0005 4060
$500,000 - $1,000,0002 050
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage in El Valle De Arroyo Seco, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9435 50
30 - 60%4242 30
60 - 100%8734 33
100 - 200%25338 35
200 - 300%28236 35
300 - 400%16329 44
> 400%15829 52

El Valle De Arroyo Seco, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,023 3540
Not Owner-Occupied As A Principal Dwelling52 3238
Not Applicable2 050

Home Owner Property Type Statistics in El Valle De Arroyo Seco, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)815 3640
Manufactured Housing251 3143
One To Four-Family13 697
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