Top Eden Valley, MN Mortgage Lenders

RankEden Valley Mortgage LenderEden Valley Home Loans ProcessedEden Valley Home Loans ApprovedEden Valley Home Loans DeniedEden Valley Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEden Valley Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,628 66%13%
  • 189%
  • (110,000 Loan / $58,000 Income)
  • 204%
  • (186,000 Loan / $91,000 Income)
2Us Bank 393 77%15%
  • 227%
  • (205,000 / $90,000)
  • 244%
  • (296,000 / $121,000)
3Jpmorgan Chase Bank 363 80%16%
  • 254%
  • (112,000 / $44,000)
  • 255%
  • (153,000 / $60,000)
4Countrywide Bank Fsb 281 72%16%
  • 239%
  • (122,000 / $51,000)
  • 314%
  • (148,000 / $47,000)
5Citimortgage 258 78%8%
  • 249%
  • (187,000 / $75,000)
  • 311%
  • (184,000 / $59,000)
6North Shore Bank Of Commerce 206 74%12%
  • 214%
  • (150,000 / $70,000)
  • 253%
  • (147,000 / $58,000)
7Bank Of America 202 76%15%
  • 223%
  • (103,000 / $46,000)
  • 266%
  • (32,000 / $12,000)
8Phh Mortgage Corporation 193 89%2%
  • 221%
  • (166,000 / $75,000)
  • 250%
  • (95,000 / $38,000)
9Affinity Plus Federal Credit U 189 64%6%
  • 110%
  • (64,000 / $58,000)
  • 161%
  • (95,000 / $59,000)
10Liberty Savings Bank Fsb 188 91%2%
  • 235%
  • (66,000 / $28,000)
  • 179%
  • (95,000 / $53,000)
11State Bank Of Richmond 178 75%13%
  • 193%
  • (64,000 / $33,000)
  • 220%
  • (55,000 / $25,000)
12Countrywide Home Loans 172 87%7%
  • 277%
  • (100,000 / $36,000)
  • 196%
  • (100,000 / $51,000)
13Mortgage Guaranty Insurance Co 169 73%5%
  • 235%
  • (66,000 / $28,000)
  • 343%
  • (254,000 / $74,000)
14Beneficial Company Llc 161 6%77%
  • 198%
  • (117,000 / $59,000)
  • 231%
  • (255,000 / $110,000)
15Agstar Financial Services 145 61%10%
  • 193%
  • (118,000 / $61,000)
  • 315%
  • (580,000 / $184,000)
16Genworth Mortgage Insurance Co 136 60%4%
  • 247%
  • (171,000 / $69,000)
  • 253%
  • (180,000 / $71,000)
17Central Minnesota Cu 133 81%2%
  • 120%
  • (41,000 / $34,000)
  • 230%
  • (168,000 / $73,000)
18Members Cooperative Credit Uni 117 71%15%
  • 112%
  • (36,000 / $32,000)
  • 240%
  • (118,000 / $49,000)
19Central Mn Cu 114 63%13%
  • 197%
  • (81,000 / $41,000)
  • 214%
  • (230,000 / $107,000)
20Us Bank North Dakota 101 39%40%
  • 108%
  • (53,000 / $49,000)
  • 199%
  • (279,000 / $140,000)

Eden Valley, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 9,652
  2. Loan Applications Denied: 1,644
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 6,364
  5. % of Loan Applications Originated 65

Eden Valley, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Credit history10
Debt-to-income ratio8
Credit application incomplete2
Unverifiable information1

Eden Valley, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,086 6418
$100,000 - $300,0006,015 6616
$300,000 - $500,000498 6315
$500,000 - $1,000,00045 4440
$1,000,000 - $1,500,0005 2060
$1,500,000 - $2,000,0003 033

Eden Valley, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0007,629 6318
$100,000 - $300,0001,842 7111
$300,000 - $500,000112 6313
$500,000 - $1,000,00051 6311
$1,000,000 - $1,500,00012 5825
$1,500,000 - $2,000,0003 330
> $2,000,0003 6633

Loan to Income Ratios Research for Mortgage in Eden Valley, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%39363 18
30 - 60%53564 16
60 - 100%84370 15
100 - 200%2,61068 13
200 - 300%2,83567 15
300 - 400%1,42660 19
> 400%1,01052 27

Eden Valley, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling8,669 6517
Not Owner-Occupied As A Principal Dwelling920 7311
Not Applicable13 697

Home Owner Property Type Statistics in Eden Valley, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)8,719 6517
One To Four-Family629 723
Manufactured Housing304 5626
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