Top Eden, MN Mortgage Lenders

RankEden Mortgage LenderEden Home Loans ProcessedEden Home Loans ApprovedEden Home Loans DeniedEden Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEden Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 165 72%14%
  • 188%
  • (85,000 Loan / $45,000 Income)
  • 254%
  • (135,000 Loan / $53,000 Income)
2Frandsen Bank & Trust 141 95%2%
  • 161%
  • (110,000 / $68,000)
  • 165%
  • (187,000 / $113,000)
3Citizens Bank Minnesota 130 96%1%
  • 138%
  • (130,000 / $94,000)
  • 206%
  • (120,000 / $58,000)
4Alliance Bank 104 91%4%
  • 127%
  • (163,000 / $128,000)
  • 357%
  • (200,000 / $56,000)
5Mortgage Guaranty Insurance Co 35 80%2%
  • 225%
  • (160,000 / $71,000)
  • 228%
  • (151,000 / $66,000)
6Agstar Financial Services 20 40%0%
  • 214%
  • (214,000 / $100,000)
0
7First National Bank 16 93%6%
  • 50%
  • (19,000 / $38,000)
  • 237%
  • (19,000 / $8,000)
8Genworth Mortgage Insurance Co 13 53%0%
  • 245%
  • (245,000 / $100,000)
0
9Associated Bank 13 92%7%
  • 196%
  • (206,000 / $105,000)
  • 657%
  • (125,000 / $19,000)
10United Prairie Bank 12 41%25%
  • 84%
  • (133,000 / $157,000)
  • 25%
  • (7,000 / $28,000)
11United Guaranty Corporation 10 90%0%
  • 208%
  • (140,000 / $67,000)
0
12Us Bank 8 100%0%
  • 206%
  • (194,000 / $94,000)
0
13Citimortgage 8 75%0%
  • 268%
  • (145,000 / $54,000)
0
14Wells Fargo Fin'l Minnesota 7 14%85%
  • 135%
  • (50,000 / $37,000)
  • 143%
  • (53,000 / $37,000)
15Countrywide Bank Fsb 6 66%33%
  • 197%
  • (176,000 / $89,000)
  • 220%
  • (150,000 / $68,000)
16Beneficial Company Llc 6 16%66%
  • 321%
  • (74,000 / $23,000)
  • 301%
  • (160,000 / $53,000)
17Quicken Loans 5 80%0%
  • 333%
  • (200,000 / $60,000)
0
18Phh Mortgage Corporation 5 80%0%
  • 303%
  • (164,000 / $54,000)
0
19Merchants Bank 5 100%0%
  • 219%
  • (230,000 / $105,000)
0
20Hfc Company Llc 5 0%80% 0
  • 400%
  • (200,000 / $50,000)

Eden, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 864
  2. Loan Applications Denied: 94
  3. % of Loan Applications Denied: 10
  4. # of Loan Originations: 683
  5. % of Loan Applications Originated 79

Eden, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history7
Debt-to-income ratio6
Collateral5
Credit application incomplete1
Unverifiable information0

Eden, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000295 7911
$100,000 - $300,000539 7910
$300,000 - $500,00028 6710
$500,000 - $1,000,0002 500

Eden, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000664 7612
$100,000 - $300,000182 834
$300,000 - $500,0008 7525
$500,000 - $1,000,0009 7711
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Eden, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4785 8
30 - 60%8078 11
60 - 100%7678 9
100 - 200%28486 7
200 - 300%22279 10
300 - 400%11361 18
> 400%4259 23

Eden, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling842 7811
Not Owner-Occupied As A Principal Dwelling20 850
Not Applicable2 500

Home Owner Property Type Statistics in Eden, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)761 7911
One To Four-Family69 791
Manufactured Housing34 7020
More Eden, MN Mortgage Research: