Top Eden Lake, MN Mortgage Lenders

RankEden Lake Mortgage LenderEden Lake Home Loans ProcessedEden Lake Home Loans ApprovedEden Lake Home Loans DeniedEden Lake Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEden Lake Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 606 70%12%
  • 194%
  • (173,000 Loan / $89,000 Income)
  • 218%
  • (251,000 Loan / $115,000 Income)
2Liberty Savings Bank Fsb 302 91%2%
  • 233%
  • (194,000 / $83,000)
  • 179%
  • (95,000 / $53,000)
3Central Mn Cu 222 67%12%
  • 188%
  • (66,000 / $35,000)
  • 238%
  • (186,000 / $78,000)
4State Bank Of Richmond 184 73%15%
  • 193%
  • (64,000 / $33,000)
  • 179%
  • (88,000 / $49,000)
5Us Bank 181 76%14%
  • 221%
  • (91,000 / $41,000)
  • 256%
  • (95,000 / $37,000)
6Central Minnesota Cu 179 79%3%
  • 137%
  • (122,000 / $89,000)
  • 219%
  • (248,000 / $113,000)
7Jpmorgan Chase Bank 167 85%11%
  • 251%
  • (123,000 / $49,000)
  • 255%
  • (299,000 / $117,000)
8Bank Of America 138 79%14%
  • 257%
  • (67,000 / $26,000)
  • 291%
  • (207,000 / $71,000)
9First Natl Bank Of Cold Spring 103 62%17%
  • 200%
  • (104,000 / $52,000)
  • 212%
  • (140,000 / $66,000)
10Phh Mortgage Corporation 100 85%3%
  • 232%
  • (128,000 / $55,000)
  • 397%
  • (163,000 / $41,000)
11Bank Of The West 95 80%12%
  • 196%
  • (417,000 / $212,000)
  • 144%
  • (280,000 / $194,000)
12Bremer Bank Na (St Cloud) 85 76%2%
  • 237%
  • (95,000 / $40,000)
  • 200%
  • (150,000 / $75,000)
13Citimortgage 78 76%8%
  • 240%
  • (178,000 / $74,000)
  • 312%
  • (194,000 / $62,000)
14Countrywide Bank Fsb 57 78%8%
  • 243%
  • (417,000 / $171,000)
  • 317%
  • (162,000 / $51,000)
15Affinity Plus Federal Credit U 56 69%1%
  • 135%
  • (38,000 / $28,000)
  • 650%
  • (195,000 / $30,000)
16Wells Fargo Funding 55 94%1%
  • 238%
  • (167,000 / $70,000)
  • 162%
  • (130,000 / $80,000)
17State Bank Of Kimball 55 60%18%
  • 163%
  • (118,000 / $72,000)
  • 239%
  • (213,000 / $89,000)
18Mortgage Guaranty Insurance Co 50 72%6%
  • 234%
  • (162,000 / $69,000)
  • 227%
  • (123,000 / $54,000)
19Agstar Financial Services 49 67%6%
  • 164%
  • (178,000 / $108,000)
  • 261%
  • (110,000 / $42,000)
20Us Bk Na Nd 45 35%48%
  • 144%
  • (72,000 / $50,000)
  • 162%
  • (91,000 / $56,000)

Eden Lake, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 4,353
  2. Loan Applications Denied: 624
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 3,051
  5. % of Loan Applications Originated 70

Eden Lake, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Debt-to-income ratio12
Credit history12
Credit application incomplete2
Unverifiable information1

Eden Lake, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,232 6915
$100,000 - $300,0002,877 7013
$300,000 - $500,000219 6416
$500,000 - $1,000,00021 2847
$1,000,000 - $1,500,0004 2575

Eden Lake, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,382 6815
$100,000 - $300,000891 7210
$300,000 - $500,00060 6520
$500,000 - $1,000,00014 717
$1,000,000 - $1,500,0003 6633
$1,500,000 - $2,000,0001 00
> $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Eden Lake, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%14870 16
30 - 60%20474 10
60 - 100%37469 12
100 - 200%1,27273 12
200 - 300%1,26670 13
300 - 400%63368 14
> 400%45657 25

Eden Lake, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,813 6914
Not Owner-Occupied As A Principal Dwelling518 7111
Not Applicable5 8020

Home Owner Property Type Statistics in Eden Lake, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)4,101 7014
One To Four-Family163 766
Manufactured Housing89 5919
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