Top Easton, MN Mortgage Lenders

RankEaston Mortgage LenderEaston Home Loans ProcessedEaston Home Loans ApprovedEaston Home Loans DeniedEaston Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEaston Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,145 62%16%
  • 196%
  • (159,000 Loan / $81,000 Income)
  • 184%
  • (35,000 Loan / $19,000 Income)
2Citimortgage 262 76%10%
  • 273%
  • (123,000 / $45,000)
  • 253%
  • (162,000 / $64,000)
3Jpmorgan Chase Bank 239 83%13%
  • 267%
  • (179,000 / $67,000)
  • 277%
  • (100,000 / $36,000)
4Countrywide Bank Fsb 223 74%17%
  • 214%
  • (208,000 / $97,000)
  • 285%
  • (220,000 / $77,000)
5State Bank & Trust 184 77%13%
  • 103%
  • (169,000 / $164,000)
  • 210%
  • (166,000 / $79,000)
6Bank Of The West 184 80%12%
  • 112%
  • (27,000 / $24,000)
  • 79%
  • (73,000 / $92,000)
7Us Bank 165 65%18%
  • 227%
  • (66,000 / $29,000)
  • 278%
  • (153,000 / $55,000)
8Associated Bank 164 69%14%
  • 153%
  • (69,000 / $45,000)
  • 98%
  • (58,000 / $59,000)
9Beneficial Company Llc 133 9%78%
  • 214%
  • (161,000 / $75,000)
  • 219%
  • (182,000 / $83,000)
10Countrywide Home Loans 123 74%17%
  • 217%
  • (126,000 / $58,000)
  • 156%
  • (50,000 / $32,000)
11Mortgage Guaranty Insurance Co 120 69%9%
  • 230%
  • (60,000 / $26,000)
  • 248%
  • (112,000 / $45,000)
12Bremer Bank Na (Fargo) 117 70%6%
  • 121%
  • (90,000 / $74,000)
  • 257%
  • (49,000 / $19,000)
13Citifinancial Services Inc 112 31%45%
  • 165%
  • (109,000 / $66,000)
  • 116%
  • (29,000 / $25,000)
14Agstar Financial Services 111 60%9%
  • 202%
  • (101,000 / $50,000)
  • 275%
  • (190,000 / $69,000)
15Genworth Mortgage Insurance Co 109 55%0%
  • 219%
  • (90,000 / $41,000)
  • 267%
  • (230,000 / $86,000)
16Affinity Plus Federal Credit U 107 61%1%
  • 107%
  • (114,000 / $106,000)
  • 490%
  • (108,000 / $22,000)
17Bank Of America 103 62%21%
  • 187%
  • (120,000 / $64,000)
  • 217%
  • (198,000 / $91,000)
18Wells Fargo Funding 88 98%1%
  • 151%
  • (290,000 / $192,000)
  • 215%
  • (140,000 / $65,000)
19Embrace Home Loans, 87 6%52%
  • 209%
  • (65,000 / $31,000)
  • 264%
  • (82,000 / $31,000)
20Citibank 86 67%27%
  • 64%
  • (115,000 / $178,000)
  • 92%
  • (35,000 / $38,000)

Easton, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 7,040
  2. Loan Applications Denied: 1,343
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 4,443
  5. % of Loan Applications Originated 63

Easton, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history11
Debt-to-income ratio8
Credit application incomplete2
Unverifiable information1

Easton, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,146 6021
$100,000 - $300,0003,506 6317
$300,000 - $500,000361 7011
$500,000 - $1,000,00020 5525
$1,000,000 - $1,500,0007 4242

Easton, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,710 6020
$100,000 - $300,0001,153 6913
$300,000 - $500,00091 759
$500,000 - $1,000,00076 6815
$1,000,000 - $1,500,0002 5050
$1,500,000 - $2,000,0004 1000
> $2,000,0004 750

Loan to Income Ratios Research for Mortgage in Easton, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%42465 20
30 - 60%56665 19
60 - 100%71266 18
100 - 200%2,03364 16
200 - 300%1,68863 17
300 - 400%96461 19
> 400%65349 29

Easton, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,138 6120
Not Owner-Occupied As A Principal Dwelling859 7512
Not Applicable6 1666

Home Owner Property Type Statistics in Easton, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,357 6319
One To Four-Family429 714
Manufactured Housing254 5035
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