Top East Bethel, MN Mortgage Lenders

RankEast Bethel Mortgage LenderEast Bethel Home Loans ProcessedEast Bethel Home Loans ApprovedEast Bethel Home Loans DeniedEast Bethel Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEast Bethel Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,655 67%15%
  • 210%
  • (261,000 Loan / $124,000 Income)
  • 216%
  • (216,000 Loan / $100,000 Income)
2Us Bank 421 82%10%
  • 256%
  • (141,000 / $55,000)
  • 260%
  • (133,000 / $51,000)
3Jpmorgan Chase Bank 413 85%12%
  • 225%
  • (117,000 / $52,000)
  • 253%
  • (124,000 / $49,000)
4Citimortgage 307 79%5%
  • 253%
  • (236,000 / $93,000)
  • 312%
  • (300,000 / $96,000)
5Tcf National Bank 305 31%38%
  • 255%
  • (133,000 / $52,000)
  • 293%
  • (285,000 / $97,000)
6Bank Of America 292 76%12%
  • 269%
  • (350,000 / $130,000)
  • 300%
  • (240,000 / $80,000)
7Countrywide Bank Fsb 206 65%16%
  • 267%
  • (313,000 / $117,000)
  • 284%
  • (284,000 / $100,000)
8Wells Fargo Funding 182 97%0%
  • 185%
  • (197,000 / $106,000)
  • 260%
  • (417,000 / $160,000)
9Citibank 181 79%9%
  • 183%
  • (152,000 / $83,000)
  • 86%
  • (78,000 / $90,000)
10Affinity Plus Federal Credit U 173 60%5%
  • 153%
  • (144,000 / $94,000)
  • 247%
  • (114,000 / $46,000)
11The Business Bank 141 93%3%
  • 262%
  • (181,000 / $69,000)
  • 312%
  • (300,000 / $96,000)
12Countrywide Home Loans 131 77%11%
  • 256%
  • (285,000 / $111,000)
  • 302%
  • (218,000 / $72,000)
13C.U. Mortgage Services, 106 62%11%
  • 225%
  • (144,000 / $64,000)
  • 272%
  • (234,000 / $86,000)
14Us Bank North Dakota 99 29%44%
  • 70%
  • (55,000 / $78,000)
  • 172%
  • (260,000 / $151,000)
15Bell America Mortgage Llc Dba 91 67%4%
  • 283%
  • (167,000 / $59,000)
  • 486%
  • (180,000 / $37,000)
16Radian Guaranty 89 83%2%
  • 312%
  • (206,000 / $66,000)
  • 552%
  • (210,000 / $38,000)
17Mortgage Guaranty Insurance Co 87 66%11%
  • 287%
  • (213,000 / $74,000)
  • 285%
  • (280,000 / $98,000)
18State Bank & Trust 85 87%4%
  • 277%
  • (230,000 / $83,000)
  • 357%
  • (150,000 / $42,000)
19United Guaranty Corporation 84 64%11%
  • 240%
  • (289,000 / $120,000)
  • 198%
  • (181,000 / $91,000)
20Us Bk Na Nd 81 54%34%
  • 134%
  • (113,000 / $84,000)
  • 180%
  • (180,000 / $100,000)

East Bethel, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 8,634
  2. Loan Applications Denied: 1,413
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 5,675
  5. % of Loan Applications Originated 65

East Bethel, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history10
Debt-to-income ratio9
Credit application incomplete4
Unverifiable information2

East Bethel, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,595 6120
$100,000 - $300,0006,182 6714
$300,000 - $500,000805 5620
$500,000 - $1,000,00052 3636

East Bethel, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0006,245 6516
$100,000 - $300,0002,287 6514
$300,000 - $500,00081 5422
$500,000 - $1,000,00017 3423
$1,000,000 - $1,500,0002 500
$1,500,000 - $2,000,0001 0100
> $2,000,0001 00

Loan to Income Ratios Research for Mortgage in East Bethel, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%31157 24
30 - 60%38759 18
60 - 100%54864 17
100 - 200%2,07070 12
200 - 300%2,45668 13
300 - 400%1,62564 17
> 400%1,23755 24

East Bethel, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling8,328 6516
Not Owner-Occupied As A Principal Dwelling281 6316
Not Applicable5 6020

Home Owner Property Type Statistics in East Bethel, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)8,153 6516
One To Four-Family405 697
Manufactured Housing76 2359
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