Top Eagle Valley, MN Mortgage Lenders

RankEagle Valley Mortgage LenderEagle Valley Home Loans ProcessedEagle Valley Home Loans ApprovedEagle Valley Home Loans DeniedEagle Valley Mortgage Median Loan to Income Ratio (LTR) for Approved LoansEagle Valley Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 112 53%19%
  • 215%
  • (97,000 Loan / $45,000 Income)
  • 330%
  • (99,000 Loan / $30,000 Income)
2Jpmorgan Chase Bank 66 78%15%
  • 248%
  • (97,000 / $39,000)
  • 238%
  • (203,000 / $85,000)
3Unity Bank 54 77%18%
  • 177%
  • (85,000 / $48,000)
  • 153%
  • (100,000 / $65,000)
4Central Minnesota Cu 47 87%2%
  • 102%
  • (78,000 / $76,000)
  • 157%
  • (30,000 / $19,000)
5American Heritage Natl Bank 43 72%18%
  • 84%
  • (49,000 / $58,000)
  • 125%
  • (65,000 / $52,000)
6Beneficial Company Llc 42 2%69%
  • 245%
  • (216,000 / $88,000)
  • 223%
  • (210,000 / $94,000)
7Agstar Financial Services 37 67%8%
  • 100%
  • (220,000 / $220,000)
  • 87%
  • (94,000 / $108,000)
8Affinity Plus Federal Credit U 35 54%22%
  • 141%
  • (96,000 / $68,000)
  • 105%
  • (55,000 / $52,000)
9Countrywide Bank Fsb 33 63%27%
  • 215%
  • (140,000 / $65,000)
  • 320%
  • (247,000 / $77,000)
10Citimortgage 28 78%7%
  • 378%
  • (140,000 / $37,000)
  • 263%
  • (58,000 / $22,000)
11Bank Of America 27 88%7%
  • 232%
  • (135,000 / $58,000)
  • 357%
  • (250,000 / $70,000)
12Us Bank North Dakota 26 11%53%
  • 209%
  • (136,000 / $65,000)
  • 304%
  • (131,000 / $43,000)
13Us Bank 26 73%23%
  • 216%
  • (80,000 / $37,000)
  • 208%
  • (127,000 / $61,000)
14Countrywide Home Loans 25 72%24%
  • 284%
  • (213,000 / $75,000)
  • 168%
  • (98,000 / $58,000)
15Central Mn Cu 25 76%8%
  • 175%
  • (14,000 / $8,000)
  • 150%
  • (87,000 / $58,000)
16Embrace Home Loans, 22 4%45%
  • 180%
  • (90,000 / $50,000)
  • 251%
  • (73,000 / $29,000)
17Washington Mutual Bank 18 100%0%
  • 295%
  • (118,000 / $40,000)
0
18Gmac Mortgage Llc 16 18%56%
  • 94%
  • (80,000 / $85,000)
  • 357%
  • (68,000 / $19,000)
19Wells Fargo Fin'l Minnesota 14 14%64%
  • 260%
  • (91,000 / $35,000)
  • 178%
  • (109,000 / $61,000)
20Us Bk Na Nd 14 28%50%
  • 85%
  • (40,000 / $47,000)
  • 178%
  • (125,000 / $70,000)

Eagle Valley, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,126
  2. Loan Applications Denied: 257
  3. % of Loan Applications Denied: 22
  4. # of Loan Originations: 664
  5. % of Loan Applications Originated 58

Eagle Valley, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral17
Debt-to-income ratio13
Credit history10
Unverifiable information2
Credit application incomplete1

Eagle Valley, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000526 6023
$100,000 - $300,000578 5722
$300,000 - $500,00020 5020
$500,000 - $1,000,0002 500

Eagle Valley, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,013 5723
$100,000 - $300,000106 6714
$300,000 - $500,0007 7128

Loan to Income Ratios Research for Mortgage in Eagle Valley, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4366 25
30 - 60%7567 24
60 - 100%11254 22
100 - 200%28567 16
200 - 300%29356 20
300 - 400%19052 27
> 400%12845 33

Eagle Valley, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,029 5822
Not Owner-Occupied As A Principal Dwelling92 6122
Not Applicable2 5050

Home Owner Property Type Statistics in Eagle Valley, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,030 5822
One To Four-Family53 835
Manufactured Housing43 4441
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