Top Dryden, MN Mortgage Lenders

RankDryden Mortgage LenderDryden Home Loans ProcessedDryden Home Loans ApprovedDryden Home Loans DeniedDryden Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDryden Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 196 71%16%
  • 213%
  • (145,000 Loan / $68,000 Income)
  • 225%
  • (131,000 Loan / $58,000 Income)
2Jpmorgan Chase Bank 55 70%29%
  • 196%
  • (191,000 / $97,000)
  • 209%
  • (266,000 / $127,000)
3Countrywide Bank Fsb 51 72%21%
  • 196%
  • (114,000 / $58,000)
  • 229%
  • (94,000 / $41,000)
4Agstar Financial Services 44 77%4%
  • 207%
  • (160,000 / $77,000)
  • 305%
  • (162,000 / $53,000)
5Citimortgage 38 73%13%
  • 341%
  • (106,000 / $31,000)
  • 200%
  • (80,000 / $40,000)
6Beneficial Company Llc 38 2%84%
  • 126%
  • (87,000 / $69,000)
  • 275%
  • (124,000 / $45,000)
7Progrowth Bank 33 90%3%
  • 81%
  • (36,000 / $44,000)
  • 413%
  • (91,000 / $22,000)
8Mortgage Guaranty Insurance Co 31 77%12%
  • 292%
  • (164,000 / $56,000)
  • 228%
  • (73,000 / $32,000)
9Countrywide Home Loans 31 83%12%
  • 246%
  • (123,000 / $50,000)
  • 375%
  • (357,000 / $95,000)
10Citibank 29 72%24%
  • 112%
  • (101,000 / $90,000)
  • 119%
  • (50,000 / $42,000)
11Kleinbank 26 80%15%
  • 137%
  • (122,000 / $89,000)
  • 125%
  • (84,000 / $67,000)
12Cornerstone State Bank 25 92%8%
  • 225%
  • (160,000 / $71,000)
  • 187%
  • (189,000 / $101,000)
13Bank Of America 25 72%20%
  • 225%
  • (108,000 / $48,000)
  • 275%
  • (168,000 / $61,000)
14Hfc Company Llc 22 4%86%
  • 346%
  • (135,000 / $39,000)
  • 256%
  • (190,000 / $74,000)
15Genworth Mortgage Insurance Co 22 59%13%
  • 244%
  • (88,000 / $36,000)
  • 307%
  • (126,000 / $41,000)
16Phh Mortgage Corporation 21 80%9%
  • 221%
  • (51,000 / $23,000)
  • 182%
  • (91,000 / $50,000)
17Wells Fargo Fin'l Minnesota 18 16%44%
  • 219%
  • (180,000 / $82,000)
  • 281%
  • (138,000 / $49,000)
18Us Bank 18 77%16%
  • 181%
  • (238,000 / $131,000)
  • 309%
  • (192,000 / $62,000)
19First National Bank Minnesota 18 83%16%
  • 137%
  • (62,000 / $45,000)
  • 128%
  • (54,000 / $42,000)
20First Suburban National Bank 17 5%41%
  • 447%
  • (188,000 / $42,000)
  • 255%
  • (115,000 / $45,000)

Dryden, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,339
  2. Loan Applications Denied: 287
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 848
  5. % of Loan Applications Originated 63

Dryden, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Credit history11
Debt-to-income ratio7
Credit application incomplete3
Unverifiable information1

Dryden, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000524 6519
$100,000 - $300,000757 6221
$300,000 - $500,00054 4238
$500,000 - $1,000,0004 0100

Dryden, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,166 6221
$100,000 - $300,000171 6618
$300,000 - $500,0001 0100
$1,000,000 - $1,500,0001 00

Loan to Income Ratios Research for Mortgage in Dryden, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4964 24
30 - 60%7764 20
60 - 100%10270 15
100 - 200%36865 17
200 - 300%39263 21
300 - 400%20960 24
> 400%14250 30

Dryden, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,282 6321
Not Owner-Occupied As A Principal Dwelling51 7017
Not Applicable2 500

Home Owner Property Type Statistics in Dryden, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,226 6222
One To Four-Family101 779
Manufactured Housing12 3350
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