Top Dovray, MN Mortgage Lenders

RankDovray Mortgage LenderDovray Home Loans ProcessedDovray Home Loans ApprovedDovray Home Loans DeniedDovray Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDovray Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 61 63%18%
  • 171%
  • (127,000 Loan / $74,000 Income)
  • 151%
  • (53,000 Loan / $35,000 Income)
2Jpmorgan Chase Bank 35 82%14%
  • 142%
  • (64,000 / $45,000)
  • 272%
  • (68,000 / $25,000)
3Guaranteed Rate Inc 31 100%0%
  • 185%
  • (63,000 / $34,000)
0
4Genworth Mortgage Insurance Co 25 44%12%
  • 136%
  • (219,000 / $160,000)
  • 228%
  • (158,000 / $69,000)
5Centennial Mortgage & Funding 20 100%0%
  • 175%
  • (51,000 / $29,000)
0
6Minnwest Mortgage Corporation 19 57%21%
  • 200%
  • (30,000 / $15,000)
  • 154%
  • (48,000 / $31,000)
7First National Bank 17 82%11%
  • 88%
  • (80,000 / $90,000)
  • 24%
  • (10,000 / $41,000)
8Citimortgage 17 70%11%
  • 294%
  • (56,000 / $19,000)
  • 451%
  • (122,000 / $27,000)
9Agstar Financial Services 15 46%26%
  • 225%
  • (45,000 / $20,000)
  • 131%
  • (219,000 / $167,000)
10Mortgage Guaranty Insurance Co 14 71%21%
  • 170%
  • (51,000 / $30,000)
  • 222%
  • (158,000 / $71,000)
11Embrace Home Loans, 12 33%33%
  • 117%
  • (33,000 / $28,000)
  • 80%
  • (34,000 / $42,000)
12United Guaranty Corporation 11 45%27%
  • 122%
  • (87,000 / $71,000)
  • 140%
  • (59,000 / $42,000)
13Wells Fargo Funding 10 90%0% 0 0
14Pmi Mortgage Insurance Co. 10 80%0%
  • 235%
  • (160,000 / $68,000)
0
15Beneficial Company Llc 10 10%70%
  • 243%
  • (73,000 / $30,000)
  • 230%
  • (53,000 / $23,000)
16Bank Of America 10 80%20%
  • 245%
  • (54,000 / $22,000)
  • 92%
  • (35,000 / $38,000)
17Amtrust Bank 10 100%0%
  • 136%
  • (45,000 / $33,000)
0
18Countrywide Bank Fsb 9 77%22%
  • 215%
  • (82,000 / $38,000)
  • 161%
  • (100,000 / $62,000)
19Primary Residential Mortgage 8 87%0%
  • 233%
  • (56,000 / $24,000)
0
20Citifinancial Services Inc 7 28%57%
  • 172%
  • (38,000 / $22,000)
  • 204%
  • (51,000 / $25,000)

Dovray, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 518
  2. Loan Applications Denied: 109
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 329
  5. % of Loan Applications Originated 63

Dovray, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral7
Credit history6
Debt-to-income ratio4
Credit application incomplete3
Unverifiable information1

Dovray, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000330 5825
$100,000 - $300,000179 7012
$300,000 - $500,0005 6020
$500,000 - $1,000,0004 5050

Dovray, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000469 6220
$100,000 - $300,00048 6422
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage in Dovray, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2151 28
30 - 60%2649 38
60 - 100%6353 26
100 - 200%22870 17
200 - 300%12061 20
300 - 400%4157 14
> 400%1957 26

Dovray, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling508 6321
Not Owner-Occupied As A Principal Dwelling10 7010

Home Owner Property Type Statistics in Dovray, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)447 6321
One To Four-Family70 6015
Manufactured Housing1 1000
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