Top Dilia, NM Mortgage Lenders

RankDilia Mortgage LenderDilia Home Loans ProcessedDilia Home Loans ApprovedDilia Home Loans DeniedDilia Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDilia Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 163 22%45%
  • 133%
  • (64,000 Loan / $48,000 Income)
  • 62%
  • (5,000 Loan / $8,000 Income)
2Wells Fargo Fin'l New Mexico 35 5%60%
  • 191%
  • (149,000 / $78,000)
  • 151%
  • (59,000 / $39,000)
3Vanderbilt Mortgage 30 13%53%
  • 128%
  • (50,000 / $39,000)
  • 221%
  • (51,000 / $23,000)
4State Employees Credit Union 18 94%5%
  • 127%
  • (89,000 / $70,000)
  • 365%
  • (325,000 / $89,000)
5Citifinancial, 18 22%61%
  • 259%
  • (96,000 / $37,000)
  • 181%
  • (80,000 / $44,000)
6Beneficial Company Llc 14 7%64%
  • 197%
  • (87,000 / $44,000)
  • 157%
  • (140,000 / $89,000)
7Guild Mortgage Company 13 46%0%
  • 202%
  • (89,000 / $44,000)
0
8Bank Of America 13 53%30%
  • 140%
  • (97,000 / $69,000)
  • 295%
  • (216,000 / $73,000)
9Usaa Federal Savings Bank 11 36%63%
  • 196%
  • (165,000 / $84,000)
  • 98%
  • (59,000 / $60,000)
10Embrace Home Loans, 10 0%20% 0
  • 257%
  • (126,000 / $49,000)
11Countrywide Home Loans 10 30%50%
  • 117%
  • (153,000 / $130,000)
  • 182%
  • (148,000 / $81,000)
12Citimortgage 10 60%40%
  • 95%
  • (96,000 / $101,000)
  • 232%
  • (298,000 / $128,000)
13Jpmorgan Chase Bank 9 55%44%
  • 193%
  • (60,000 / $31,000)
  • 184%
  • (35,000 / $19,000)
1421st Mortgage 9 22%33%
  • 191%
  • (71,000 / $37,000)
  • 220%
  • (33,000 / $15,000)
15Us Bank 8 62%37%
  • 101%
  • (73,000 / $72,000)
  • 224%
  • (56,000 / $25,000)
16Nationstar Mortgage Llc 8 12%50%
  • 228%
  • (89,000 / $39,000)
  • 426%
  • (98,000 / $23,000)
17Quicken Loans 7 14%71%
  • 374%
  • (116,000 / $31,000)
  • 241%
  • (75,000 / $31,000)
18Phh Mortgage Corporation 7 42%0%
  • 191%
  • (65,000 / $34,000)
0
19Nfcu 7 14%28%
  • 29%
  • (25,000 / $84,000)
  • 95%
  • (39,000 / $41,000)
20First Community Bank 7 42%0%
  • 98%
  • (64,000 / $65,000)
0

Dilia, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 584
  2. Loan Applications Denied: 243
  3. % of Loan Applications Denied: 41
  4. # of Loan Originations: 165
  5. % of Loan Applications Originated 28

Dilia, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history32
Collateral21
Debt-to-income ratio14
Unverifiable information1
Insufficient cash (downpayment, closing costs)1

Dilia, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000414 2943
$100,000 - $300,000156 2335
$300,000 - $500,00014 3535

Dilia, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000522 2742
$100,000 - $300,00060 3336
$300,000 - $500,0001 00
$1,000,000 - $1,500,0001 00

Loan to Income Ratios Research for Mortgage in Dilia, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4012 67
30 - 60%5729 40
60 - 100%6237 37
100 - 200%22629 37
200 - 300%12725 40
300 - 400%4833 47
> 400%2412 45

Dilia, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling554 2842
Not Owner-Occupied As A Principal Dwelling28 2832
Not Applicable2 050

Home Owner Property Type Statistics in Dilia, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)429 2941
Manufactured Housing141 2145
One To Four-Family14 5014
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