Top Dewald, MN Mortgage Lenders

RankDewald Mortgage LenderDewald Home Loans ProcessedDewald Home Loans ApprovedDewald Home Loans DeniedDewald Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDewald Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 132 65%15%
  • 148%
  • (70,000 Loan / $47,000 Income)
  • 122%
  • (27,000 Loan / $22,000 Income)
2Agstar Financial Services 81 59%7%
  • 140%
  • (104,000 / $74,000)
  • 117%
  • (40,000 / $34,000)
3Genworth Mortgage Insurance Co 49 59%6%
  • 192%
  • (81,000 / $42,000)
  • 188%
  • (115,000 / $61,000)
4United Prairie Bank 34 61%8%
  • 108%
  • (65,000 / $60,000)
  • 129%
  • (80,000 / $62,000)
5Mortgage Guaranty Insurance Co 32 62%12%
  • 208%
  • (198,000 / $95,000)
  • 378%
  • (193,000 / $51,000)
6Countrywide Bank Fsb 28 78%10%
  • 137%
  • (85,000 / $62,000)
  • 125%
  • (97,000 / $77,000)
7Bank Of The West 28 64%17%
  • 142%
  • (80,000 / $56,000)
  • 21%
  • (10,000 / $46,000)
8Beneficial Company Llc 25 4%68%
  • 175%
  • (121,000 / $69,000)
  • 186%
  • (95,000 / $51,000)
9Embrace Home Loans, 23 13%26%
  • 315%
  • (145,000 / $46,000)
  • 129%
  • (40,000 / $31,000)
10Citimortgage 23 73%13%
  • 264%
  • (241,000 / $91,000)
  • 198%
  • (129,000 / $65,000)
11Hfc Company Llc 22 4%86%
  • 84%
  • (78,000 / $92,000)
  • 175%
  • (35,000 / $20,000)
12United Guaranty Corporation 21 80%0%
  • 150%
  • (90,000 / $60,000)
0
13Jpmorgan Chase Bank 20 75%25%
  • 113%
  • (26,000 / $23,000)
  • 175%
  • (119,000 / $68,000)
14Citifinancial Services Inc 16 43%56%
  • 195%
  • (86,000 / $44,000)
  • 166%
  • (30,000 / $18,000)
15Wells Fargo Fin'l Minnesota 15 6%60%
  • 128%
  • (67,000 / $52,000)
  • 77%
  • (68,000 / $88,000)
16Us Bank North Dakota 15 53%33%
  • 115%
  • (44,000 / $38,000)
  • 70%
  • (42,000 / $60,000)
17Taylor, Bean & Whitaker 15 100%0% 0 0
18Pmi Mortgage Insurance Co. 15 86%6%
  • 139%
  • (67,000 / $48,000)
  • 139%
  • (67,000 / $48,000)
19Us Bank 14 85%7%
  • 207%
  • (164,000 / $79,000)
  • 347%
  • (191,000 / $55,000)
20Republic Mortgage Insurance Co 13 61%0%
  • 215%
  • (142,000 / $66,000)
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Dewald, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 928
  2. Loan Applications Denied: 186
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 542
  5. % of Loan Applications Originated 58

Dewald, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history7
Debt-to-income ratio3
Collateral3
Unverifiable information1
Credit application incomplete1

Dewald, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000555 5724
$100,000 - $300,000359 6013
$300,000 - $500,00013 377
$500,000 - $1,000,0001 00

Dewald, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000832 5720
$100,000 - $300,00082 6314
$300,000 - $500,0006 3316
$500,000 - $1,000,0006 3316
$1,500,000 - $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Dewald, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4559 24
30 - 60%5856 22
60 - 100%9452 27
100 - 200%39062 18
200 - 300%21358 18
300 - 400%8550 16
> 400%4343 25

Dewald, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling893 5720
Not Owner-Occupied As A Principal Dwelling32 7515

Home Owner Property Type Statistics in Dewald, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)777 5622
One To Four-Family145 676
Manufactured Housing6 3316
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