Top Derrynane, MN Mortgage Lenders

RankDerrynane Mortgage LenderDerrynane Home Loans ProcessedDerrynane Home Loans ApprovedDerrynane Home Loans DeniedDerrynane Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDerrynane Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 478 68%17%
  • 224%
  • (175,000 Loan / $78,000 Income)
  • 201%
  • (232,000 Loan / $115,000 Income)
2Community Security Bank 190 77%5%
  • 203%
  • (310,000 / $152,000)
  • 348%
  • (164,000 / $47,000)
3Roundbank 125 77%12%
  • 173%
  • (160,000 / $92,000)
  • 350%
  • (175,000 / $50,000)
4Jpmorgan Chase Bank 101 93%6%
  • 197%
  • (85,000 / $43,000)
  • 128%
  • (160,000 / $125,000)
5Us Bank 84 70%13%
  • 233%
  • (283,000 / $121,000)
  • 199%
  • (245,000 / $123,000)
6State Bank Of New Prague 73 83%9%
  • 103%
  • (68,000 / $66,000)
  • 343%
  • (165,000 / $48,000)
7Countrywide Bank Fsb 67 64%23%
  • 220%
  • (132,000 / $60,000)
  • 271%
  • (291,000 / $107,000)
8Citimortgage 67 83%7%
  • 208%
  • (171,000 / $82,000)
  • 375%
  • (165,000 / $44,000)
9Bank Of America 58 70%17%
  • 338%
  • (186,000 / $55,000)
  • 326%
  • (199,000 / $61,000)
10Wells Fargo Funding 56 96%3%
  • 291%
  • (417,000 / $143,000)
  • 123%
  • (53,000 / $43,000)
11Frandsen Bank & Trust 54 88%5%
  • 205%
  • (240,000 / $117,000)
  • 346%
  • (180,000 / $52,000)
12United Guaranty Corporation 51 60%7%
  • 244%
  • (237,000 / $97,000)
  • 428%
  • (150,000 / $35,000)
13Mortgage Guaranty Insurance Co 40 77%2%
  • 252%
  • (215,000 / $85,000)
  • 112%
  • (154,000 / $137,000)
14Cornerstone State Bank 37 91%8%
  • 222%
  • (171,000 / $77,000)
  • 275%
  • (121,000 / $44,000)
15Countrywide Home Loans 32 90%3%
  • 274%
  • (233,000 / $85,000)
  • 396%
  • (400,000 / $101,000)
16Bell America Mortgage Llc Dba 31 80%3%
  • 276%
  • (235,000 / $85,000)
  • 405%
  • (162,000 / $40,000)
17First Minnesota Bank 29 51%6%
  • 194%
  • (189,000 / $97,000)
  • 894%
  • (170,000 / $19,000)
18Genworth Mortgage Insurance Co 28 71%10%
  • 301%
  • (214,000 / $71,000)
  • 192%
  • (200,000 / $104,000)
19Radian Guaranty 27 77%0%
  • 238%
  • (119,000 / $50,000)
0
20Citibank 26 76%11%
  • 164%
  • (178,000 / $108,000)
  • 68%
  • (75,000 / $110,000)

Derrynane, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,554
  2. Loan Applications Denied: 405
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 1,757
  5. % of Loan Applications Originated 68

Derrynane, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Debt-to-income ratio8
Credit history7
Credit application incomplete4
Unverifiable information1

Derrynane, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000513 6718
$100,000 - $300,0001,801 7014
$300,000 - $500,000235 5821
$500,000 - $1,000,0005 4040

Derrynane, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,842 6815
$100,000 - $300,000691 6816
$300,000 - $500,00016 6812
$500,000 - $1,000,0004 7525
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Derrynane, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9467 20
30 - 60%11665 19
60 - 100%13968 20
100 - 200%62576 11
200 - 300%79869 11
300 - 400%48965 17
> 400%29352 27

Derrynane, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,401 6815
Not Owner-Occupied As A Principal Dwelling139 6821
Not Applicable6 3350

Home Owner Property Type Statistics in Derrynane, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,372 6816
One To Four-Family178 745
Manufactured Housing4 7525
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