Top Dent, MN Mortgage Lenders

RankDent Mortgage LenderDent Home Loans ProcessedDent Home Loans ApprovedDent Home Loans DeniedDent Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDent Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 2,693 67%15%
  • 183%
  • (121,000 Loan / $66,000 Income)
  • 157%
  • (109,000 Loan / $69,000 Income)
2Jpmorgan Chase Bank 535 85%12%
  • 257%
  • (67,000 / $26,000)
  • 203%
  • (63,000 / $31,000)
3Us Bank 418 77%11%
  • 218%
  • (129,000 / $59,000)
  • 247%
  • (161,000 / $65,000)
4State Bank & Trust 352 75%14%
  • 110%
  • (41,000 / $37,000)
  • 206%
  • (89,000 / $43,000)
5Citimortgage 273 80%8%
  • 193%
  • (128,000 / $66,000)
  • 217%
  • (124,000 / $57,000)
6Countrywide Bank Fsb 259 71%17%
  • 207%
  • (79,000 / $38,000)
  • 260%
  • (130,000 / $50,000)
7Frandsen Bank & Trust 258 93%3%
  • 175%
  • (100,000 / $57,000)
  • 266%
  • (245,000 / $92,000)
8Bank Of America 255 75%12%
  • 243%
  • (134,000 / $55,000)
  • 279%
  • (352,000 / $126,000)
9Alliance Bank 242 84%7%
  • 144%
  • (256,000 / $177,000)
  • 236%
  • (52,000 / $22,000)
10Citizens Bank Minnesota 239 93%2%
  • 139%
  • (195,000 / $140,000)
  • 178%
  • (125,000 / $70,000)
11Mortgage Guaranty Insurance Co 233 77%6%
  • 213%
  • (158,000 / $74,000)
  • 228%
  • (151,000 / $66,000)
12F & M Community Bank 195 98%1%
  • 165%
  • (76,000 / $46,000)
  • 256%
  • (100,000 / $39,000)
13Affinity Plus Federal Credit U 178 62%5%
  • 126%
  • (80,000 / $63,000)
  • 210%
  • (40,000 / $19,000)
14Wells Federal Bank 177 64%15%
  • 140%
  • (121,000 / $86,000)
  • 206%
  • (68,000 / $33,000)
15Bremer Bank Na (Fargo) 153 76%3%
  • 142%
  • (157,000 / $110,000)
  • 325%
  • (166,000 / $51,000)
16Countrywide Home Loans 151 80%13%
  • 205%
  • (146,000 / $71,000)
  • 294%
  • (200,000 / $68,000)
17Genworth Mortgage Insurance Co 147 58%3%
  • 206%
  • (134,000 / $65,000)
  • 266%
  • (104,000 / $39,000)
18Embrace Home Loans, 137 2%48%
  • 220%
  • (97,000 / $44,000)
  • 217%
  • (261,000 / $120,000)
19Phh Mortgage Corporation 132 86%5%
  • 204%
  • (180,000 / $88,000)
  • 206%
  • (200,000 / $97,000)
20Agstar Financial Services 127 66%5%
  • 195%
  • (80,000 / $41,000)
  • 128%
  • (136,000 / $106,000)

Dent, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 12,046
  2. Loan Applications Denied: 1,955
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 8,219
  5. % of Loan Applications Originated 68

Dent, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Credit history11
Debt-to-income ratio8
Credit application incomplete3
Unverifiable information2

Dent, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,834 6518
$100,000 - $300,0006,668 6914
$300,000 - $500,000482 7112
$500,000 - $1,000,00056 6814
$1,000,000 - $1,500,0004 1000
> $2,000,0002 5050

Dent, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0009,605 6517
$100,000 - $300,0002,222 7510
$300,000 - $500,000115 837
$500,000 - $1,000,00083 729
$1,000,000 - $1,500,00011 639
$1,500,000 - $2,000,0003 660
> $2,000,0007 4228

Loan to Income Ratios Research for Mortgage in Dent, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%58065 21
30 - 60%79266 16
60 - 100%1,12670 14
100 - 200%3,90172 13
200 - 300%3,10568 15
300 - 400%1,53663 18
> 400%1,00653 26

Dent, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling10,611 6716
Not Owner-Occupied As A Principal Dwelling1,376 7512
Not Applicable17 5217

Home Owner Property Type Statistics in Dent, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)11,098 6816
One To Four-Family673 774
Manufactured Housing275 4932
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