Top Dellwood, MN Mortgage Lenders

RankDellwood Mortgage LenderDellwood Home Loans ProcessedDellwood Home Loans ApprovedDellwood Home Loans DeniedDellwood Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDellwood Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 369 60%16%
  • 200%
  • (351,000 Loan / $175,000 Income)
  • 240%
  • (132,000 Loan / $55,000 Income)
2Us Bank 97 75%14%
  • 210%
  • (400,000 / $190,000)
  • 302%
  • (266,000 / $88,000)
3Pulte Mortgage Llc 88 72%0%
  • 265%
  • (215,000 / $81,000)
0
4Citimortgage 84 72%8%
  • 280%
  • (370,000 / $132,000)
  • 335%
  • (171,000 / $51,000)
5Jpmorgan Chase Bank 66 89%9%
  • 218%
  • (175,000 / $80,000)
  • 286%
  • (195,000 / $68,000)
6Tcf National Bank 57 38%33%
  • 231%
  • (88,000 / $38,000)
  • 333%
  • (80,000 / $24,000)
7Countrywide Bank Fsb 46 69%17%
  • 252%
  • (252,000 / $100,000)
  • 289%
  • (191,000 / $66,000)
8Affinity Plus Federal Credit U 46 69%2%
  • 201%
  • (161,000 / $80,000)
  • 157%
  • (90,000 / $57,000)
9Phh Home Loans 36 83%2%
  • 317%
  • (127,000 / $40,000)
  • 170%
  • (672,000 / $394,000)
10Central Bank 32 59%9%
  • 138%
  • (87,000 / $63,000)
  • 81%
  • (255,000 / $311,000)
11Bank Of America 32 71%15%
  • 292%
  • (120,000 / $41,000)
  • 282%
  • (220,000 / $78,000)
12Wells Fargo Funding 31 100%0%
  • 276%
  • (180,000 / $65,000)
0
13Us Bank North Dakota 29 48%34%
  • 131%
  • (54,000 / $41,000)
  • 285%
  • (177,000 / $62,000)
14Provident Funding Associates 28 64%25%
  • 187%
  • (218,000 / $116,000)
  • 194%
  • (280,000 / $144,000)
15Us Bk Na Nd 26 50%38%
  • 114%
  • (100,000 / $87,000)
  • 188%
  • (160,000 / $85,000)
16The Business Bank 23 86%0%
  • 267%
  • (297,000 / $111,000)
0
17Countrywide Home Loans 23 91%4%
  • 278%
  • (620,000 / $223,000)
  • 315%
  • (208,000 / $66,000)
18Bremer Bank Na (Twin Cities) 22 68%0%
  • 96%
  • (120,000 / $125,000)
0
19Bell America Mortgage Llc Dba 20 75%0%
  • 185%
  • (161,000 / $87,000)
0
20Suntrust Mortgage 19 63%10%
  • 362%
  • (145,000 / $40,000)
  • 259%
  • (200,000 / $77,000)

Dellwood, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,887
  2. Loan Applications Denied: 278
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 1,234
  5. % of Loan Applications Originated 65

Dellwood, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral17
Debt-to-income ratio14
Credit history10
Credit application incomplete6
Unverifiable information2

Dellwood, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000284 6811
$100,000 - $300,0001,032 6514
$300,000 - $500,000437 6615
$500,000 - $1,000,000110 5220
$1,000,000 - $1,500,00012 4133
$1,500,000 - $2,000,00010 5020
> $2,000,0002 0100

Dellwood, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000973 6217
$100,000 - $300,000758 6811
$300,000 - $500,00099 6416
$500,000 - $1,000,00051 5617
$1,000,000 - $1,500,0005 6020
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage in Dellwood, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%7471 6
30 - 60%11770 8
60 - 100%15764 15
100 - 200%44870 9
200 - 300%50766 14
300 - 400%31463 18
> 400%27049 22

Dellwood, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,815 6514
Not Owner-Occupied As A Principal Dwelling70 6117

Home Owner Property Type Statistics in Dellwood, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,829 6514
One To Four-Family56 757
Manufactured Housing2 5050
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