Top Delight, NE Mortgage Lenders

RankDelight Mortgage LenderDelight Home Loans ProcessedDelight Home Loans ApprovedDelight Home Loans DeniedDelight Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDelight Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 55 54%25%
  • 149%
  • (79,000 Loan / $53,000 Income)
  • 116%
  • (21,000 Loan / $18,000 Income)
2Tierone Bank 36 77%16%
  • 104%
  • (50,000 / $48,000)
  • 134%
  • (94,000 / $70,000)
3Great Western Bank 15 66%26%
  • 203%
  • (59,000 / $29,000)
  • 127%
  • (65,000 / $51,000)
4Mortgage Guaranty Insurance Co 13 92%7%
  • 136%
  • (52,000 / $38,000)
  • 137%
  • (62,000 / $45,000)
5Farm Credit Services Of Americ 13 100%0%
  • 99%
  • (225,000 / $226,000)
0
6Embrace Home Loans, 12 8%50%
  • 56%
  • (68,000 / $121,000)
  • 155%
  • (45,000 / $29,000)
7First National Bank Of Omaha 11 72%0%
  • 185%
  • (167,000 / $90,000)
0
8Equitable Bank 10 80%0%
  • 141%
  • (103,000 / $73,000)
0
9First State Bank 9 55%33%
  • 105%
  • (38,000 / $36,000)
  • 214%
  • (30,000 / $14,000)
10Adams Bank & Trust 9 88%0%
  • 93%
  • (31,000 / $33,000)
0
11Security State Bank 8 87%0%
  • 128%
  • (113,000 / $88,000)
0
12Quicken Loans 8 75%25%
  • 210%
  • (103,000 / $49,000)
  • 464%
  • (195,000 / $42,000)
13United Guaranty Corporation 7 57%0%
  • 141%
  • (110,000 / $78,000)
0
14Security First Bank 7 85%14%
  • 201%
  • (206,000 / $102,000)
  • 333%
  • (100,000 / $30,000)
15Republic Mortgage Insurance Co 7 85%14%
  • 136%
  • (60,000 / $44,000)
  • 312%
  • (316,000 / $101,000)
16Gmac Mortgage Llc 7 0%57% 0
  • 145%
  • (61,000 / $42,000)
17Citifinancial, 7 0%71% 0
  • 36%
  • (21,000 / $57,000)
18Pinnacle Bank 6 100%0%
  • 131%
  • (59,000 / $45,000)
0
19Genworth Mortgage Insurance Co 6 83%0%
  • 218%
  • (302,000 / $138,000)
0
20First Bank And Trust Company 6 100%0%
  • 109%
  • (289,000 / $263,000)
0

Delight, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 376
  2. Loan Applications Denied: 87
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 226
  5. % of Loan Applications Originated 60

Delight, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history7
Debt-to-income ratio6
Credit application incomplete2
Insufficient cash (downpayment, closing costs)1

Delight, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000269 5526
$100,000 - $300,00099 6715
$300,000 - $500,0007 8514
$500,000 - $1,000,0001 1000

Delight, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000328 5624
$100,000 - $300,00042 8014
$300,000 - $500,0004 1000
$1,000,000 - $1,500,0002 1000

Loan to Income Ratios Research for Mortgage in Delight, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2572 16
30 - 60%3951 28
60 - 100%5561 23
100 - 200%15561 21
200 - 300%6766 16
300 - 400%2132 38
> 400%1442 42

Delight, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling349 5922
Not Owner-Occupied As A Principal Dwelling26 6134

Home Owner Property Type Statistics in Delight, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)332 5725
One To Four-Family39 827
Manufactured Housing5 4020
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