Top Deephaven, MN Mortgage Lenders

RankDeephaven Mortgage LenderDeephaven Home Loans ProcessedDeephaven Home Loans ApprovedDeephaven Home Loans DeniedDeephaven Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDeephaven Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,174 68%13%
  • 199%
  • (398,000 Loan / $200,000 Income)
  • 230%
  • (413,000 Loan / $179,000 Income)
2Us Bank 270 86%6%
  • 224%
  • (840,000 / $374,000)
  • 305%
  • (260,000 / $85,000)
3Jpmorgan Chase Bank 238 86%10%
  • 234%
  • (195,000 / $83,000)
  • 185%
  • (260,000 / $140,000)
4Citimortgage 177 77%8%
  • 240%
  • (240,000 / $100,000)
  • 296%
  • (800,000 / $270,000)
5Countrywide Bank Fsb 114 76%16%
  • 282%
  • (237,000 / $84,000)
  • 234%
  • (256,000 / $109,000)
6Bank Of America 114 68%14%
  • 242%
  • (402,000 / $166,000)
  • 375%
  • (203,000 / $54,000)
7Wells Fargo Funding 94 100%0%
  • 248%
  • (149,000 / $60,000)
0
8Citibank 89 77%10%
  • 129%
  • (187,000 / $144,000)
  • 219%
  • (167,000 / $76,000)
9Phh Home Loans 83 80%2%
  • 265%
  • (194,000 / $73,000)
  • 766%
  • (138,000 / $18,000)
10Bell America Mortgage Llc Dba 77 66%1%
  • 246%
  • (409,000 / $166,000)
  • 212%
  • (215,000 / $101,000)
11Ing Bank, Fsb 65 49%33%
  • 236%
  • (380,000 / $161,000)
  • 385%
  • (1,750,000 / $454,000)
12Tcf National Bank 64 35%28%
  • 253%
  • (243,000 / $96,000)
  • 377%
  • (850,000 / $225,000)
13Alerus Financial 62 93%3%
  • 231%
  • (417,000 / $180,000)
  • 354%
  • (340,000 / $96,000)
14Countrywide Home Loans 60 93%5%
  • 274%
  • (948,000 / $345,000)
  • 273%
  • (260,000 / $95,000)
15The Business Bank 54 96%1%
  • 215%
  • (365,000 / $169,000)
  • 357%
  • (250,000 / $70,000)
16Us Bk Na Nd 50 54%32%
  • 103%
  • (206,000 / $200,000)
  • 316%
  • (136,000 / $43,000)
17Us Bank North Dakota 49 6%65%
  • 146%
  • (825,000 / $562,000)
  • 275%
  • (1,200,000 / $436,000)
18Summit Mortgage Corporation 49 87%0%
  • 277%
  • (399,000 / $144,000)
0
19Provident Funding Associates 44 72%20%
  • 269%
  • (175,000 / $65,000)
  • 258%
  • (320,000 / $124,000)
20Bremer Bank Na (Twin Cities) 38 86%5%
  • 168%
  • (417,000 / $247,000)
  • 464%
  • (209,000 / $45,000)

Deephaven, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 4,695
  2. Loan Applications Denied: 639
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 3,254
  5. % of Loan Applications Originated 69

Deephaven, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Debt-to-income ratio16
Collateral15
Credit history9
Credit application incomplete6
Unverifiable information4

Deephaven, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000474 6218
$100,000 - $300,0002,149 7011
$300,000 - $500,0001,432 7310
$500,000 - $1,000,000410 6318
$1,000,000 - $1,500,000130 4827
$1,500,000 - $2,000,00065 5327
> $2,000,00035 3922

Deephaven, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,822 6615
$100,000 - $300,0002,225 7111
$300,000 - $500,000364 6715
$500,000 - $1,000,000219 6117
$1,000,000 - $1,500,00040 6215
$1,500,000 - $2,000,0008 750
> $2,000,00017 825

Loan to Income Ratios Research for Mortgage in Deephaven, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%12061 19
30 - 60%21362 18
60 - 100%35572 13
100 - 200%1,24973 9
200 - 300%1,29873 10
300 - 400%79368 14
> 400%66755 24

Deephaven, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling4,437 6913
Not Owner-Occupied As A Principal Dwelling250 6619
Not Applicable3 3333

Home Owner Property Type Statistics in Deephaven, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)4,575 6913
One To Four-Family116 774
Manufactured Housing4 075
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