Top Darnen, MN Mortgage Lenders

RankDarnen Mortgage LenderDarnen Home Loans ProcessedDarnen Home Loans ApprovedDarnen Home Loans DeniedDarnen Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDarnen Mortgage Median LTR for Denied Loans
1Riverwood Bank 258 74%8%
  • 147%
  • (108,000 Loan / $73,000 Income)
  • 103%
  • (30,000 Loan / $29,000 Income)
2Wells Fargo Bank 127 73%7%
  • 179%
  • (104,000 / $58,000)
  • 130%
  • (117,000 / $90,000)
3Bank Of The West 100 81%15%
  • 134%
  • (200,000 / $149,000)
  • 110%
  • (64,000 / $58,000)
4Jpmorgan Chase Bank 90 93%5%
  • 149%
  • (109,000 / $73,000)
  • 159%
  • (59,000 / $37,000)
5Citimortgage 71 84%7%
  • 193%
  • (87,000 / $45,000)
  • 287%
  • (308,000 / $107,000)
6Mortgage Guaranty Insurance Co 52 76%11%
  • 205%
  • (152,000 / $74,000)
  • 236%
  • (130,000 / $55,000)
7Affinity Plus Federal Credit U 48 75%6%
  • 83%
  • (54,000 / $65,000)
  • 220%
  • (75,000 / $34,000)
8Countrywide Bank Fsb 33 84%6%
  • 179%
  • (151,000 / $84,000)
  • 675%
  • (270,000 / $40,000)
9Us Bank 26 76%19%
  • 205%
  • (189,000 / $92,000)
  • 180%
  • (157,000 / $87,000)
10Genworth Mortgage Insurance Co 22 90%4%
  • 183%
  • (68,000 / $37,000)
  • 329%
  • (135,000 / $41,000)
11Countrywide Home Loans 22 81%9%
  • 200%
  • (122,000 / $61,000)
  • 302%
  • (133,000 / $44,000)
12Citibank 22 59%13%
  • 113%
  • (68,000 / $60,000)
  • 32%
  • (33,000 / $103,000)
13Metlife Bank 20 75%25%
  • 222%
  • (180,000 / $81,000)
  • 193%
  • (93,000 / $48,000)
14United Guaranty Corporation 18 72%5%
  • 220%
  • (143,000 / $65,000)
  • 217%
  • (187,000 / $86,000)
15Beneficial Company Llc 16 18%75%
  • 145%
  • (67,000 / $46,000)
  • 155%
  • (90,000 / $58,000)
16Bank Of America 16 43%31%
  • 233%
  • (145,000 / $62,000)
  • 117%
  • (73,000 / $62,000)
17Embrace Home Loans, 15 0%20% 0
  • 120%
  • (180,000 / $150,000)
18United Shore Financial Service 12 91%0%
  • 181%
  • (200,000 / $110,000)
0
19First Hawaiian Bank 12 100%0%
  • 143%
  • (33,000 / $23,000)
0
20Quicken Loans 11 45%45%
  • 240%
  • (108,000 / $45,000)
  • 153%
  • (63,000 / $41,000)

Darnen, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,257
  2. Loan Applications Denied: 175
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 890
  5. % of Loan Applications Originated 70

Darnen, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral8
Credit history7
Debt-to-income ratio5
Credit application incomplete4
Unverifiable information2

Darnen, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000670 6915
$100,000 - $300,000569 7111
$300,000 - $500,00016 3743
$500,000 - $1,000,0002 00

Darnen, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,070 6914
$100,000 - $300,000179 748
$300,000 - $500,0003 660
$500,000 - $1,000,0004 2550
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Darnen, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6872 17
30 - 60%9671 13
60 - 100%14073 13
100 - 200%49470 11
200 - 300%31074 12
300 - 400%10356 18
> 400%4653 34

Darnen, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,165 7013
Not Owner-Occupied As A Principal Dwelling78 8014
Not Applicable3 330

Home Owner Property Type Statistics in Darnen, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,141 7014
One To Four-Family108 777
Manufactured Housing8 5037
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