Top Dalbo, MN Mortgage Lenders

RankDalbo Mortgage LenderDalbo Home Loans ProcessedDalbo Home Loans ApprovedDalbo Home Loans DeniedDalbo Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDalbo Mortgage Median LTR for Denied Loans
1Minnco Credit Union 257 33%21%
  • 175%
  • (56,000 Loan / $32,000 Income)
  • 297%
  • (143,000 Loan / $48,000 Income)
2Wells Fargo Bank 207 55%22%
  • 228%
  • (73,000 / $32,000)
  • 223%
  • (183,000 / $82,000)
3Jpmorgan Chase Bank 83 77%19%
  • 243%
  • (173,000 / $71,000)
  • 317%
  • (149,000 / $47,000)
4Bank Of America 56 71%16%
  • 298%
  • (158,000 / $53,000)
  • 180%
  • (298,000 / $165,000)
5Us Bank 54 66%14%
  • 322%
  • (268,000 / $83,000)
  • 323%
  • (165,000 / $51,000)
6Affinity Plus Federal Credit U 44 63%9%
  • 126%
  • (100,000 / $79,000)
  • 288%
  • (150,000 / $52,000)
7Citimortgage 37 89%2%
  • 309%
  • (136,000 / $44,000)
  • 118%
  • (64,000 / $54,000)
8Agstar Financial Services 33 45%15%
  • 203%
  • (177,000 / $87,000)
  • 351%
  • (123,000 / $35,000)
9Countrywide Bank Fsb 31 77%9%
  • 282%
  • (158,000 / $56,000)
  • 327%
  • (242,000 / $74,000)
10Us Bank North Dakota 24 29%50%
  • 154%
  • (65,000 / $42,000)
  • 267%
  • (225,000 / $84,000)
11Peoples Bank Of Commerce 23 56%8%
  • 270%
  • (200,000 / $74,000)
  • 362%
  • (185,000 / $51,000)
12Countrywide Home Loans 23 78%17%
  • 223%
  • (161,000 / $72,000)
  • 234%
  • (155,000 / $66,000)
13Bremer Bank Na (Twin Cities) 22 81%9%
  • 140%
  • (35,000 / $25,000)
  • 256%
  • (100,000 / $39,000)
14Beneficial Company Llc 22 13%77%
  • 93%
  • (171,000 / $183,000)
  • 235%
  • (375,000 / $159,000)
15Quicken Loans 20 70%25%
  • 306%
  • (178,000 / $58,000)
  • 277%
  • (236,000 / $85,000)
16Bell America Mortgage Llc Dba 20 60%0%
  • 320%
  • (160,000 / $50,000)
0
17Wells Fargo Funding 17 100%0% 0 0
18F & M Community Bank 17 64%17%
  • 100%
  • (27,000 / $27,000)
  • 128%
  • (125,000 / $97,000)
19Embrace Home Loans, 16 0%31% 0
  • 348%
  • (150,000 / $43,000)
20Cambridge State Bank 16 56%31%
  • 83%
  • (20,000 / $24,000)
  • 254%
  • (234,000 / $92,000)

Dalbo, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,739
  2. Loan Applications Denied: 366
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 954
  5. % of Loan Applications Originated 54

Dalbo, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral20
Debt-to-income ratio16
Credit history16
Credit application incomplete3
Unverifiable information2

Dalbo, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000457 5423
$100,000 - $300,0001,183 5519
$300,000 - $500,00080 4623
$500,000 - $1,000,00018 061
$1,000,000 - $1,500,0001 1000

Dalbo, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,467 5521
$100,000 - $300,000261 4619
$300,000 - $500,0006 1616
$500,000 - $1,000,0004 5025
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage in Dalbo, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5538 30
30 - 60%8361 24
60 - 100%10662 19
100 - 200%41356 15
200 - 300%47452 19
300 - 400%34657 21
> 400%26249 29

Dalbo, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,639 5620
Not Owner-Occupied As A Principal Dwelling95 3332
Not Applicable1 1000

Home Owner Property Type Statistics in Dalbo, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,648 5421
One To Four-Family52 760
Manufactured Housing39 4830
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