Top Dailey, MN Mortgage Lenders

RankDailey Mortgage LenderDailey Home Loans ProcessedDailey Home Loans ApprovedDailey Home Loans DeniedDailey Mortgage Median Loan to Income Ratio (LTR) for Approved LoansDailey Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 154 63%15%
  • 169%
  • (286,000 Loan / $169,000 Income)
  • 217%
  • (124,000 Loan / $57,000 Income)
2Woodlands National Bank 63 33%38%
  • 154%
  • (105,000 / $68,000)
  • 275%
  • (33,000 / $12,000)
3Jpmorgan Chase Bank 55 80%20%
  • 305%
  • (403,000 / $132,000)
  • 216%
  • (115,000 / $53,000)
4First National Bank Of Milaca 53 71%22%
  • 129%
  • (75,000 / $58,000)
  • 136%
  • (60,000 / $44,000)
5Us Bank 41 60%24%
  • 161%
  • (124,000 / $77,000)
  • 192%
  • (160,000 / $83,000)
6Citimortgage 31 80%9%
  • 241%
  • (145,000 / $60,000)
  • 323%
  • (307,000 / $95,000)
7Bank Of America 25 56%36%
  • 305%
  • (238,000 / $78,000)
  • 235%
  • (226,000 / $96,000)
8Liberty Savings Bank Fsb 23 86%13%
  • 145%
  • (181,000 / $124,000)
  • 258%
  • (129,000 / $50,000)
9Countrywide Bank Fsb 23 56%21%
  • 211%
  • (95,000 / $45,000)
  • 320%
  • (224,000 / $70,000)
10C.U. Mortgage Services, 22 40%36%
  • 287%
  • (69,000 / $24,000)
  • 262%
  • (163,000 / $62,000)
11Agstar Financial Services 22 63%4%
  • 125%
  • (289,000 / $230,000)
  • 76%
  • (105,000 / $138,000)
12Countrywide Home Loans 21 76%14%
  • 261%
  • (251,000 / $96,000)
  • 387%
  • (399,000 / $103,000)
13Citibank 20 70%25%
  • 180%
  • (63,000 / $35,000)
  • 165%
  • (58,000 / $35,000)
14Bremer Bank Na (Twin Cities) 20 70%5%
  • 223%
  • (154,000 / $69,000)
  • 71%
  • (35,000 / $49,000)
15Beneficial Company Llc 20 0%85% 0
  • 262%
  • (105,000 / $40,000)
16Bell America Mortgage Llc Dba 17 47%5%
  • 254%
  • (61,000 / $24,000)
  • 219%
  • (68,000 / $31,000)
17Mortgage Guaranty Insurance Co 16 68%6%
  • 223%
  • (134,000 / $60,000)
  • 298%
  • (161,000 / $54,000)
18Embrace Home Loans, 15 0%60% 0
  • 241%
  • (145,000 / $60,000)
19Affinity Plus Federal Credit U 15 60%13%
  • 107%
  • (127,000 / $118,000)
  • 204%
  • (143,000 / $70,000)
20Tcf National Bank 14 35%35%
  • 182%
  • (184,000 / $101,000)
  • 300%
  • (150,000 / $50,000)

Dailey, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,123
  2. Loan Applications Denied: 264
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 636
  5. % of Loan Applications Originated 56

Dailey, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history15
Debt-to-income ratio9
Credit application incomplete4
Unverifiable information2

Dailey, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000310 5724
$100,000 - $300,000720 5623
$300,000 - $500,00084 4621
$500,000 - $1,000,0009 5544

Dailey, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000822 5226
$100,000 - $300,000273 6615
$300,000 - $500,00021 719
$500,000 - $1,000,0004 1000
$1,000,000 - $1,500,0003 330

Loan to Income Ratios Research for Mortgage in Dailey, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2254 18
30 - 60%6871 13
60 - 100%11065 18
100 - 200%30760 21
200 - 300%26857 24
300 - 400%21545 26
> 400%13346 31

Dailey, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling914 5425
Not Owner-Occupied As A Principal Dwelling199 6516
Not Applicable2 5050

Home Owner Property Type Statistics in Dailey, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,004 5623
One To Four-Family60 668
Manufactured Housing59 5232
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