Top Cyr, ME Mortgage Lenders

RankCyr Mortgage LenderCyr Home Loans ProcessedCyr Home Loans ApprovedCyr Home Loans DeniedCyr Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCyr Mortgage Median LTR for Denied Loans
1Td Bank N.A. 80 57%36%
  • 119%
  • (37,000 Loan / $31,000 Income)
  • 141%
  • (58,000 Loan / $41,000 Income)
2Katahdin Trust Company 50 66%30%
  • 134%
  • (113,000 / $84,000)
  • 174%
  • (54,000 / $31,000)
3Keybank National Association 41 51%24%
  • 96%
  • (221,000 / $230,000)
  • 183%
  • (178,000 / $97,000)
4Embrace Home Loans, 26 7%53%
  • 310%
  • (59,000 / $19,000)
  • 190%
  • (61,000 / $32,000)
5Bank Of America 21 61%19%
  • 67%
  • (89,000 / $132,000)
  • 165%
  • (170,000 / $103,000)
6Savings Bank Of Maine 20 80%10%
  • 98%
  • (67,000 / $68,000)
  • 377%
  • (83,000 / $22,000)
7Countrywide Bank Fsb 20 80%10%
  • 197%
  • (69,000 / $35,000)
  • 506%
  • (223,000 / $44,000)
8Beneficial Company Llc 18 5%77%
  • 135%
  • (104,000 / $77,000)
  • 103%
  • (32,000 / $31,000)
9Nationstar Mortgage Llc 17 11%29%
  • 182%
  • (75,000 / $41,000)
  • 257%
  • (90,000 / $35,000)
10Citifinancial, 17 35%47%
  • 147%
  • (28,000 / $19,000)
  • 150%
  • (18,000 / $12,000)
11Countrywide Home Loans 14 64%28%
  • 182%
  • (51,000 / $28,000)
  • 342%
  • (192,000 / $56,000)
12Wells Fargo Bank 9 44%22%
  • 304%
  • (73,000 / $24,000)
  • 483%
  • (145,000 / $30,000)
13Usaa Federal Savings Bank 8 37%50%
  • 318%
  • (140,000 / $44,000)
  • 104%
  • (68,000 / $65,000)
14Gmac Mortgage Llc 8 0%37% 0
  • 49%
  • (30,000 / $61,000)
15The Bank Of Maine 7 85%14%
  • 209%
  • (115,000 / $55,000)
  • 120%
  • (35,000 / $29,000)
16Home Loan Investment Bank 7 0%57% 0
  • 444%
  • (80,000 / $18,000)
17Jpmorgan Chase Bank 6 50%33%
  • 400%
  • (76,000 / $19,000)
  • 118%
  • (58,000 / $49,000)
18Wells Fargo Funding 4 50%50% 0
  • 275%
  • (176,000 / $64,000)
19Quicken Loans 4 50%50%
  • 237%
  • (69,000 / $29,000)
  • 477%
  • (86,000 / $18,000)
20Genworth Mortgage Insurance Co 4 50%25%
  • 277%
  • (75,000 / $27,000)
  • 93%
  • (147,000 / $158,000)

Cyr, ME Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 497
  2. Loan Applications Denied: 166
  3. % of Loan Applications Denied: 33
  4. # of Loan Originations: 237
  5. % of Loan Applications Originated 47

Cyr, ME Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Debt-to-income ratio14
Credit history14
Credit application incomplete6
Unverifiable information5

Cyr, ME Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000318 4435
$100,000 - $300,000179 5129

Cyr, ME Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000407 4236
$100,000 - $300,00084 6320
$300,000 - $500,0005 1000
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage in Cyr, ME

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1866 27
30 - 60%4841 43
60 - 100%7158 28
100 - 200%18452 29
200 - 300%9242 30
300 - 400%4843 33
> 400%3616 58

Cyr, ME Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling402 4335
Not Owner-Occupied As A Principal Dwelling89 6424
Not Applicable4 5025

Home Owner Property Type Statistics in Cyr, ME for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)466 4733
One To Four-Family18 7216
Manufactured Housing13 2361
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