Top Cuyuna, MN Mortgage Lenders

RankCuyuna Mortgage LenderCuyuna Home Loans ProcessedCuyuna Home Loans ApprovedCuyuna Home Loans DeniedCuyuna Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCuyuna Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,765 66%15%
  • 204%
  • (166,000 Loan / $81,000 Income)
  • 161%
  • (97,000 Loan / $60,000 Income)
2Affinity Plus Federal Credit U 628 60%8%
  • 144%
  • (108,000 / $75,000)
  • 280%
  • (70,000 / $25,000)
3Jpmorgan Chase Bank 535 85%11%
  • 256%
  • (187,000 / $73,000)
  • 239%
  • (230,000 / $96,000)
4Us Bank 356 77%14%
  • 220%
  • (194,000 / $88,000)
  • 250%
  • (80,000 / $32,000)
5State Bank & Trust 308 77%8%
  • 131%
  • (228,000 / $173,000)
  • 210%
  • (80,000 / $38,000)
6Citimortgage 306 81%6%
  • 204%
  • (309,000 / $151,000)
  • 234%
  • (89,000 / $38,000)
7Countrywide Bank Fsb 258 74%15%
  • 210%
  • (78,000 / $37,000)
  • 292%
  • (152,000 / $52,000)
8Bank Of America 247 78%11%
  • 218%
  • (280,000 / $128,000)
  • 232%
  • (144,000 / $62,000)
9Bremer Bank Na (Fargo) 199 77%9%
  • 168%
  • (135,000 / $80,000)
  • 80%
  • (55,000 / $68,000)
10Mortgage Guaranty Insurance Co 174 66%9%
  • 224%
  • (119,000 / $53,000)
  • 277%
  • (122,000 / $44,000)
11Countrywide Home Loans 152 80%11%
  • 241%
  • (104,000 / $43,000)
  • 193%
  • (128,000 / $66,000)
12Wells Fargo Funding 139 97%2%
  • 88%
  • (271,000 / $307,000)
  • 148%
  • (203,000 / $137,000)
13Us Bank North Dakota 135 37%41%
  • 141%
  • (78,000 / $55,000)
  • 173%
  • (125,000 / $72,000)
14Beneficial Company Llc 129 3%75%
  • 45%
  • (39,000 / $85,000)
  • 216%
  • (130,000 / $60,000)
15Unity Bank 116 80%15%
  • 138%
  • (65,000 / $47,000)
  • 156%
  • (25,000 / $16,000)
16Embrace Home Loans, 99 13%47%
  • 196%
  • (116,000 / $59,000)
  • 333%
  • (100,000 / $30,000)
17First Minnesota Bank 92 73%19%
  • 76%
  • (30,000 / $39,000)
  • 95%
  • (20,000 / $21,000)
18Cmg Mortgage Insurance Co. 85 90%1%
  • 235%
  • (99,000 / $42,000)
  • 175%
  • (128,000 / $73,000)
19United Guaranty Corporation 78 79%3%
  • 235%
  • (179,000 / $76,000)
  • 469%
  • (202,000 / $43,000)
20Cornerstone Mortgage Company 76 97%1%
  • 243%
  • (139,000 / $57,000)
  • 110%
  • (119,000 / $108,000)

Cuyuna, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 9,459
  2. Loan Applications Denied: 1,665
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 6,141
  5. % of Loan Applications Originated 64

Cuyuna, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Debt-to-income ratio10
Credit history10
Credit application incomplete3
Unverifiable information1

Cuyuna, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,328 6419
$100,000 - $300,0005,566 6416
$300,000 - $500,000533 6713
$500,000 - $1,000,00031 7012
$1,000,000 - $1,500,0001 0100

Cuyuna, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0007,628 6218
$100,000 - $300,0001,632 7012
$300,000 - $500,000137 805
$500,000 - $1,000,00050 806
$1,000,000 - $1,500,0006 3333
$1,500,000 - $2,000,0001 1000
> $2,000,0005 800

Loan to Income Ratios Research for Mortgage in Cuyuna, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%46763 21
30 - 60%52565 20
60 - 100%73662 19
100 - 200%2,63769 14
200 - 300%2,73466 14
300 - 400%1,43661 17
> 400%92449 31

Cuyuna, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling8,358 6318
Not Owner-Occupied As A Principal Dwelling1,055 7412
Not Applicable8 5037

Home Owner Property Type Statistics in Cuyuna, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)8,666 6417
One To Four-Family560 746
Manufactured Housing233 4835
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