Top Cushing, OK Mortgage Lenders

RankCushing Mortgage LenderCushing Home Loans ProcessedCushing Home Loans ApprovedCushing Home Loans DeniedCushing Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCushing Mortgage Median LTR for Denied Loans
1Spiritbank 363 80%9%
  • 70%
  • (53,000 Loan / $75,000 Income)
  • 77%
  • (14,000 Loan / $18,000 Income)
2Wells Fargo Bank 133 56%18%
  • 166%
  • (173,000 / $104,000)
  • 144%
  • (68,000 / $47,000)
3Bank Of The West 114 47%43%
  • 73%
  • (44,000 / $60,000)
  • 71%
  • (50,000 / $70,000)
4Jpmorgan Chase Bank 97 80%18%
  • 197%
  • (93,000 / $47,000)
  • 198%
  • (99,000 / $50,000)
5Bank Of America 95 81%11%
  • 166%
  • (168,000 / $101,000)
  • 161%
  • (42,000 / $26,000)
6Beneficial Company Llc 89 13%66%
  • 144%
  • (71,000 / $49,000)
  • 126%
  • (66,000 / $52,000)
7Citimortgage 78 78%17%
  • 134%
  • (472,000 / $350,000)
  • 173%
  • (160,000 / $92,000)
8Embrace Home Loans, 73 6%45%
  • 153%
  • (49,000 / $32,000)
  • 178%
  • (107,000 / $60,000)
9Fairway Independent Mort. Corp 53 58%5%
  • 220%
  • (99,000 / $45,000)
  • 477%
  • (105,000 / $22,000)
10Countrywide Bank Fsb 51 92%7%
  • 162%
  • (96,000 / $59,000)
  • 188%
  • (143,000 / $76,000)
11Wells Fargo Funding 50 100%0% 0 0
12Bancfirst 49 69%16%
  • 42%
  • (36,000 / $84,000)
  • 118%
  • (44,000 / $37,000)
13Radian Guaranty 47 70%6%
  • 209%
  • (69,000 / $33,000)
  • 416%
  • (300,000 / $72,000)
14American Southwest Mortgage Co 47 85%8%
  • 202%
  • (99,000 / $49,000)
  • 237%
  • (147,000 / $62,000)
15First Mortgage Company Llc 45 80%0%
  • 197%
  • (85,000 / $43,000)
0
16Tinker Federal Credit Union 34 50%32%
  • 17%
  • (7,000 / $40,000)
  • 151%
  • (44,000 / $29,000)
17Citibank 33 75%21%
  • 105%
  • (63,000 / $60,000)
  • 95%
  • (65,000 / $68,000)
18Mortgage Guaranty Insurance Co 31 70%16%
  • 153%
  • (115,000 / $75,000)
  • 164%
  • (28,000 / $17,000)
19Vanderbilt Mortgage 29 6%58%
  • 243%
  • (95,000 / $39,000)
  • 175%
  • (51,000 / $29,000)
20Countrywide Home Loans 29 96%0%
  • 77%
  • (46,000 / $59,000)
0

Cushing, OK Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,286
  2. Loan Applications Denied: 530
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 1,382
  5. % of Loan Applications Originated 60

Cushing, OK Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history18
Collateral10
Debt-to-income ratio5
Credit application incomplete3
Unverifiable information1

Cushing, OK Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,612 5826
$100,000 - $300,000639 6315
$300,000 - $500,00029 4027
$500,000 - $1,000,0006 3366

Cushing, OK Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,992 5924
$100,000 - $300,000279 6716
$300,000 - $500,00010 8010
$500,000 - $1,000,0004 2525
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Cushing, OK

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%22865 26
30 - 60%21059 28
60 - 100%30555 26
100 - 200%87860 21
200 - 300%43662 18
300 - 400%13961 18
> 400%9043 34

Cushing, OK Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,142 6023
Not Owner-Occupied As A Principal Dwelling130 6916
Not Applicable4 075

Home Owner Property Type Statistics in Cushing, OK for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,996 6123
One To Four-Family152 708
Manufactured Housing138 3836
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